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rhis, exok),91on apphes'.
<br />(1) Whether the inj uiry-calusing event
<br />describled iin the definition of `empl4oyment-
<br />related practices'" occurs before
<br />employment, during employmielnt or after
<br />employment of that person,
<br />(2), Whether the insured may be liable as an
<br />employeir oir iin any other capacity, and
<br />(3), To any obligation to share damages with
<br />or repay someolne else who, mius,t pay
<br />damages because of the injury.,
<br />VWX71
<br />(11), "Personal and adverfising injury" arising
<br />out of the ""asbestos hazarl
<br />(2), Any damages, judgirnents, settlements,
<br />costs or expenses fliat:
<br />(a) May be awarded or incurred by reason
<br />of any clai�r'n or suit altegiing actual of
<br />threatened injury or clairl of any
<br />nature or, kind to persons or property
<br />which, would not have occurred in
<br />whole or in, part but 'for the "'asbestos
<br />hazard",
<br />(b) Arise out of any request, demand,
<br />order or statutory or, regulatory
<br />requirement that any insured or others
<br />test for, monitor, clean up, remove,,
<br />enclapsuW,tel, contain, treat, detoxify or
<br />neutrahze or in any way respond to, or
<br />assess the effects of an "as-bestos
<br />hazaird"; or
<br />(c) Arise out of any claim or suit for
<br />damages because of testing for,
<br />moniftoring, cleaning up, removing,
<br />encapslulating treating,
<br />detoxifying or neutralizing or in any
<br />way responding to or assessing the
<br />effects, of an "asbestos, ha,zard".
<br />w., Access, Or Disclosure Of Confidential Or
<br />Personal Information
<br />"Personal and advertising injuiry"' arising out of
<br />any access to, air disclosluire of ainy person's or
<br />organization's covifidentidli or pleirsondli
<br />information, iiindluding patents, trade secirets,
<br />�processiing methods, customer financial
<br />information, credit card inforniation, health
<br />information or any other type of nainplubfic
<br />information.
<br />This exclusion applies elven if darr)ages are
<br />claimed for notificaboin costs, ael
<br />monitoring expenses, forensic expenses,
<br />pubtic relations expenses or any other loss,
<br />cost or expense incurred by you or others
<br />arising out of any access to or dlsclols,ure of
<br />any person's or organization's confidential or
<br />personal information,
<br />0 M1 _I114 KIRR
<br />GOVERAGE C MEDICAL PAYMENTS
<br />1. Insuring Agreement
<br />a. We will play medical expleinges as described
<br />below for '"bodily iinjury" caused by an
<br />2ccideint..
<br />(11) On preiniisels, You own or rent;
<br />(2), On ways next to, premises youi own or
<br />reint; or
<br />(3), Because of your operations,'
<br />providled that:
<br />(11) The accident takes place in the "'coverage
<br />territory"' and duiriing the poliicy peiriold;
<br />(2), The expenses are incurred and reported
<br />to us within three years, of the date of the
<br />accident; and
<br />(3), The injUred person Submits to
<br />examination, at our expense" Eby
<br />physicians Of our choice as often as we
<br />reasonably require.
<br />b. We will make these payrnents regardless of
<br />fault. These payments will not exceed the
<br />applicable limit of insurance. We w0t pay
<br />reasonable expenses for
<br />(1) First aid administered at the time of an
<br />accident;
<br />(2) Necessary maned (al, surgical, X-ray and
<br />dental services, including prosthetic
<br />devices; and
<br />(3), Necessary ambulance, hospital,
<br />professional nursing and funeral services,
<br />2. IExclulsiolns
<br />"fie l will not pay expenses for "bodlilly Injury"";
<br />la. Any insured
<br />To any insured, except "volunteer workers",
<br />b. Hired Person
<br />ro as person hired to do work for or on behalf
<br />of any insured or a, teinant of any insured,
<br />ic. Injury On, Normally Occupied Premilses,
<br />To, a person injuredl an that part of preimises
<br />you own, or rent that the persoin normally
<br />occupies.
<br />d. Workers Corrilpenisation, And Similar Ll
<br />To a person, whether or not an "employee" of
<br />any in5uir8d, if benefits, for the "bodily injury" are
<br />payable or muist be provided under a, workers!
<br />compensation or disabdity benefits law or a
<br />similar laws.
<br />le. Athletics Activities
<br />To a person injured wbile, practicing,
<br />instructing or, participating ins any physical
<br />exercises or garne�
<br />contests ep .. RAMwagmedDMsiun
<br />Jy? N,�q REVIEWED & APPROVED BY.-
<br />F04c.�" z VX*vd
<br />Risk Pjanagement Analyst
<br />
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