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nonrenewal not less, than 30, days before the
<br />expiration date.
<br />If nofice is mailed, proof of maifinq will be
<br />sufficient proof of notice.
<br />SECTION V - D E FINIT IONS
<br />1. ""Advertisement"" means the widespread public
<br />dissemination of information or images that has
<br />the purpose of inducing the sale of goods,,,
<br />pirodiucts; or services, through:
<br />a. (1) Radio;
<br />(2) Televisione
<br />(3), Billboard;
<br />(4), Magazine,'
<br />(5), Newispaiper; or
<br />b. Any other publication tbiat is, given widespread
<br />pubtic distriblubon.
<br />However, "adverlislernent'" does not include',
<br />ia» The design, printed material, inforritijaition of
<br />images contained in, on or, upon the
<br />packaging or, labeling of any goods or
<br />products or
<br />b. An, interactive conversation between or
<br />arnong persons through a computer netrwork-
<br />Z "Advertising idea" means, any idea for an
<br />"advertisement""
<br />3. "Asibestosi hazard" means an exposure or
<br />threat of exposure to the actual or alleged
<br />properties of asbestos and includes the mere
<br />presence of asbestos in any form,
<br />4. "'Auto"' means:
<br />a. A land motor vehicle, trailer or semitrailer
<br />designed for travel on, public roads,, including
<br />any attacbed machinery or equipment; or
<br />b. Any other land vehicle that is, subject to a
<br />compulsory or financial responsi b 11 illy laiw or
<br />other motor vel-ricle inisurance law where it 15
<br />licensed or principally garaged.
<br />However, "auto" does not include "imobile
<br />8quipiment",
<br />5. "'Bodilly injury" means physicak,
<br />0. Injury;
<br />b. Sickness; or
<br />c,. Disease
<br />sustained by a person and, if arising out of the
<br />above, mental anguish or death at any tirne.
<br />6. "Coverage territory" means:
<br />a. The United Stales of America (including its
<br />territories and possessions), Puerto Riico and
<br />Canada;
<br />b. International waters or airspace, but only if
<br />the injury or darnage occurs in the couirsie of
<br />travel or trainsportation, betweein, any places
<br />included in a. above, or
<br />Page it 8 of 21
<br />c. a other parts of the world if the injury or
<br />darnage arises out of:
<br />(11), Goods, or products made or sold by you in
<br />the territory describled in a. above�-,
<br />(2), The activities of a person whose hoinie is
<br />in the territory described in a. above, but is
<br />away for a, short time on your business-1 or
<br />(3), "Persoinal and advertising injury" offoins8
<br />that take place through the Internet or
<br />similar electronic means, of communication
<br />provided the insuired's responsibility to pay
<br />damages is determined in the 'United States of
<br />America (including its territories and possessions),
<br />Puerto Rico or Canada,, in a "suit"on the merits
<br />according to the substantive law, in such territory or
<br />in a, settlement we agree to.
<br />71, "Employee" includes a, "leased worker"'.
<br />"Ernployee" does riot include a "'terniporary
<br />worker".
<br />8. "'Employment -Related Practices," rneans��
<br />ia-� Refusal to employ that person,,,
<br />b "Termination of that per5on"s employment; or
<br />c. Ernployment-reliated practices, policies, acts
<br />or ornissions, such as coercion, demotion,
<br />evaluation, reassignment, discipline,
<br />defamation, harassment, humillation,
<br />discrinnination or maliclotis prosecution
<br />directed at that person,
<br />9. "'Executive officer"" means a person holding any
<br />of the officer positions created by your charter,,
<br />constitution, by-Wws or any other similar
<br />governing document.
<br />1O."Hostille fire" means, one which becomes
<br />uncontrollable or breaks out from where it was
<br />intended to be.
<br />11.,"Impaired property" nieains taingibile property,
<br />other than 'yo,ur product" or 'i work", that
<br />cannot be used or is less useful becausw
<br />a. It incorporates "your product"" or "youir work"
<br />that is, known, or thought to be defect[ve,
<br />deficient, inadequate or danigerous; or
<br />b. You have failed to, fulfill the terms of a
<br />contract or agreement,;
<br />if such property i be restored to useby the
<br />repair, replacement, adjustment or Irelmoval of
<br />11 your prodluct" or "'your work", or your fulfilling the
<br />terms of the contract air agreement.
<br />12.'"Insured! contract" rineans.
<br />ia» A, contract for a lease of Ipremises, However',
<br />that portion of the contract for a lease of
<br />preirnises that indemnities any person or
<br />organization for clarniage by, fiire, lightning or,
<br />explosion to, prernisieS,i M6illa ri i, le) ynj� ny
<br />ternporarily occupied I - Risk MmRgmadDMsiun
<br />of the owner is sut� 40? N1 REVIEWED & APPROVED BY.-
<br />F04c.�" z VX*vd
<br />Risk Pjanagement Analyst
<br />
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