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COMMERCIAL AUTO Any "employee" of yours is an "insured" while us- ing a Covered "auto" you don't own, hire or borrow in your business or your personal affairs. D. SUPPLEMENTARY PAYMENTS -INCREASED LIMITS 1. The fallowing replaces Paragraph A.2.a.(2) of SECTION II - COVERED AUTOS LIABILITY COVERAGE: (2) Up to $3,000 for cost of bail bonds (in- cluding bonds for related traffic law Acts - adds) required because of an "accident" we cover. We do not have to furnish these bonds. 2. The following replaces Paragraph A.2A,(4) of SECTION II - COVERED AUTOS LIABILITY COVERAGE' (4) All reasonable expenses incurred by the "insured" at our request, including actual loss of earnings up to $500 a day be- cause of time off from work. E. TRAILERS- INCREASED LOAD CAPACITY The following replaces Paragraph C.1. of SEC- TION I - COVERED AUTOS: 1. 'Trailers' with a load capacity of 3,000 pounds or less designed primarily for travel on public roads. F. HIRED AUTO PHYSICAL DAMAGE The following is added to Paragraph AA., Cover. age Extensions of SECTION III - PHYSICAL (2) An adjustment for depreciation and physical condition will be made in determining actual cash value in the event of a total "loss". (3) If a repair or replacement results in better than like kind or quality, we will not pay for the amount of betterment. (4) A deductible equal to the highest Physical Damage deductible applicable to any owned covered "auto". (5) This Coverage Extension does not apply to: (a) Any "auto' that is hired, rented or bor- rowed with a driver; or (b) Any "auto" that is hired, rented or bor- rowed from your "employee". G. PHYSICAL DAMAGE - TRANSPORTATION EXPENSES -INCREASED LIMIT The fallowing replaces the first sentence in Pam - graph AAA.. Transportation Expenses, of SECTION If - PHYSICAL DAMAGE COVER- AGE: We will pay up to $50 per day to, a maximum of $1,500 for temporary transportation expense in - denied by you because of the total theft of a cov- ered "auto" of the private passenger type. H. AUDIO, VISUAL AND DATA ELECTRONIC EQUIPMENT -INCREASED LIMIT Paragraph C.1.b. of SECTION III - PHYSICAL DAMAGE COVERAGE is deleted. DAMAGE COVERAGE: I. WAIVER OF DEDUCTIBLE - GLASS Hired Auto Physical Damage Coverage The following is added to Paragraph D., Deducti- ble, of SECTION III - PHYSICAL DAMAGE If hired "autos" are Covered "autos" for Covered COVERAGE: Autos Liability Coverage but not covered "autos" No deductible for a covered "auto" will apply to for Physical Damage Coverage, and this policy glass damage if the glass is repaired rather than also provides Physical Damage Coverage for an replaced. owned "auto", then the Physical Damage Cover- J. PERSONAL PROPERTY age is extended to "autos" that you hire, rent or The following is added to Paragraph AA, Cover. borrow subject to the following: age Extensions, of SECTION III - PHYSICAL (1) The most we will pay for "loss" to any one DAMAGE COVERAGE: "auto" that you hire, rent or borrow is the Personal Property Coverage lesser of; We will pay up to $400 for "loss" to wearing ap- (a) $50,000; parel and Other personal property which is: (b) The actual cash value of the damaged or 11) Owned by an "insured' and stolen property as of the time of the 12) In or on your covered "auto'. "Ices" ', or This coverage only applies in the event of a total to) The Cost of repairing or replacing the theft of your covered "auto', damaged or stolen property with Cher No deductibles apply to Personal Property Cover- property of like kind and quality. age. REVIEWED & APPROVE By Risk MAFAQn-orn Dhdv.an Page 2 of 3 C 2ms The Trev r I�q¢��grr n�pan . NI dgNa reserved. CA T4 20 0215 Includes cepyayh xre l ,60%n�yE7v Olftod ne. with asperrsexan. F A . I R L Named Insured: VCA Consultants, Inc. COMMERCIAL GENERAL LIABILITY Policy Number. 6801R291569 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BLANKET ADDITIONAL INSURED (ARCHITECTS, ENGINEERS AND SURVEYORS) This endorsement modifies insurance provided underthe following: COMMERCIAL GENERAL LIABILITY COVERAGE PART 1, The folowing is added to SECTION II -WHO IS In AN INSURED This insurance does not apply to 'bodily Any person or organization that you agree inawork" injury' or 'Property damage" Caused by "your and included in the "products 'written contract requiring insurance" la include ass completed operations hazard" unless the an additional insured on this Coverage Pad, but: "written contract requiring insurance" a. Only with respect to liability for "bodily injury', specifically requires you to provide such "propertydarrI or"personal Injury'; and Coveregdor that additional insured, and then the b. If, and only to the extent that, the injury or insurance provided to the additional damage is caused by acts or omissions of Insured appliesonly to such'bodily injury" or you or your subcontractor in the performance 'DroPertydamageT0a1 occursbeforelhe antl of of *your work" to which the 'mitten contract the period of time for which the 'isriften requiring insurance' applies, or in connection contract requiring insurance" requires you to with premises owned by or rented to you. provide such coverage or the end of the Policy period, whid. isealie. The person or organization does not quality as an 2. The following is added to Paragraph 4A. of additional insured: SECTION IV - COMMERCIAL GENERAL C. With respect to the independent acts or LIABILITY CONDITIONS: omissions of such person or organization' or The insurance provided to the additional insured it. For "bodily injury", 'property damage" or is excess over any valid and collectible other "personal injury" for which such person or insurance, whether primary, excess, contingent or organization has assumed liability in a on any other basis, that is available to the contract or agreement. additional insured for a loss we cover. However, if you specifically agree in the "written contract The insurance provided to such additional insured requiring insurance" that this insurance provided is limited as follows: to the additional insured under this Coverage Part 9. This Insurance does not apply on any basis to must apPly on a primary basis or a primary and any person or organization for which non-contributory basis, this Insurance is primary Coverage as an additional insured specifically to Cher insurance available to the additional is added by another endorsement to this insured which covers Thal person or organizations Coverage Part, as a named insured for such loss, and we will not It. This insurance does nor apply to the share with the other insurance, provided that rendering of or failure to render any (1) The 'bodily injury" is or "property damage' for "professional services". which coverage is sought occurs; and g. In the event that the Limits of Insurance of the (2) The "personal injury for which coverage is Coverage Part shown in the Declarations sought arises out of an offense Committed: exceed the limits of liability required by the after you have signed that 'Witten contract "written contract requiring insurance", the requiring insurance". But this insurance provided Insurance provided to the additional insured to the additional insured still Is excess over valid shall be limited to the limits of liability required antl collectible other insurance, whether primary, by that "written contract requiring insurance'. excess, contingent Or On any other basis, that Is This endorsement does not increase the available to the additional insured when that limits of insurance descric1WFI fn N APPRII or organization is an additional Insured Limits Of Insurance. er any other insurance. By Risk MnnaGcmmr CG D3 81 0915 ®xOyATpyT p n�en nDivis eon ry. ail ngme reeved Page 1 of 2 Includes me cp r r a cos Cities, Ina., win its pemmesion I-HANCINIE R. MAREAL