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MA-50 Needs and Market Analysis Discussion <br />Are there areas where households with multiple housing problems are concentrated? (include <br />a definition of "concentration") <br />As noted in the needs assessment, more than half of all households earning below 100%AMI experience <br />at least one housing problem (most commonly housing cost burden). These households experiencing <br />problems are located throughout the City and are not concentrated in a single neighborhood or <br />geography. <br />Are there any areas in the jurisdiction where racial or ethnic minorities or low-income families <br />are concentrated? (include a definition of "concentration") <br />This plan uses HUD's definition of Racially or Ethnically Concentrated Areas of Poverty (R/ECAP) to define <br />areas where low-income racial or ethnic minorities are concentrated. R/ECAPs are defined as areas with <br />a non -white population of 50 percent or more and 40 percent or more of individuals living at or below the <br />poverty line (or three or more times the average tract poverty rate for the metro area). The map below <br />identifies three such areas: <br />airy or aanca Ana <br />Map Legend <br />Poverty Rate <br />IJ <br />0-9 2 1 % Poverty <br />h <br />9.21-17.64%Poverty <br />lb <br />17.64-28A7% Poverty <br />bl <br />28.17-43.00% Poverty <br />>43.06% Poverty <br />QR/ECAP <br />Source: HUD-CPD MAPS <br />Figure 9 — Poverty Rate and R/ECAP <br />Data Source: 2011-2015 ACS Estimates <br />Consolidated Plan SANTA ANA 108 <br />OMB Control No: 2506-0117(exp. 06/30/2018) 75A-116 <br />