75A - PUBLIC HEARING 5 YR CONSOLITATED PLAN

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Unfair Lending • The City monitors Home Mortgage Disclosure Act data to determine if there are significant shifts in the approval rates for applicants of different race or ethnicities from year to year. • The City provided/participated in homebuyer workshops in Irvine or the Orange County region to educate potential homebuyers on their rights under the Fair Housing Act with respect to lenders and fair lending practices. City of La Habra Housing Discrimination • La Habra worked with the Fair Housing Foundation (FHF) and previously worked with Fair Housing Council of Orange County to provide education and outreach activities, trainings to owners and managers, general counseling and referrals, and tenant -landlord walk-in clinics. Racial and Ethnic Segregation • La Habra has a grant/loan program available for low-income residents to receive assistance in the rehabilitation of owner -occupied properties. • La Habra's Zone Codes allow for use of density bonus in order to encourage developers to include units with restricted rents or reduced sales prices for low and moderate -income households. La Habra along with the Fair Housing Council of Orange County (2015) and the Fair Housing Foundation (2016-current) provides information in both English and Spanish. La Habra also provides bilingual pay to employees that speak other non-English languages. Finally, La Habra has a contract with Links Sign Language & Interpreting Service to provide translation service for languages in which bilingual staff cannot provide in house including American Sign Language. La Habra participates in the Cities Advisory Committee hosted by Orange County Housing Authority to discuss housing issues and housing choice vouchers within the County. Although La Habra does not have a down payment assistance program, residents are referred to NeighborWorks of Orange County for down payment assistance. La Habra also hosted a homebuyer education workshop with NeighborWorks of Orange County to provide education and training to first-time homebuyers, lenders and realtors. These workshops are marketed to areas of racial/ethnic concentrations within La Habra. Reasonable Accommodations • La Habra worked with Fair Housing Council of Orange County and now the Fair Housing Foundation to conduct seminars on reasonable accommodation. n=during Fiscal Year 2015 to provide these services. During Fiscal Year 2016 until current, Fair Housing Foundation provides these services for La Habra. 16 75A-295