75A - PUBLIC HEARING 5 YR CONSOLITATED PLAN

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NA-15 Disproportionately Greater Need: Housing Problems — 91.205 (b)(2) Introduction Sections NA-15, NA-20, and NA-25 of the Needs Assessment assesses the need of any racial or ethnic group that has disproportionately greater need in comparison to the needs of that category of need as a whole. A disproportionately greater need exists when a certain race/ethnicity experiences a housing problem at a greater rate (10 percentage points or more) than the income level as a whole. For example, when evaluating 0-30%AMI households, if 50%of the households experience a housing problem, but 60% or more of a particular race/ethnicity experiences a housing problem, that racial or ethnic group has a disproportionately greater need. Housing problems include: 1. Lacks complete kitchen facilities: Household lacks a sink with piped water, a range or stove, or a refrigerator. 2. Lacks complete plumbing facilities: Household lacks hot and cold piped water, a flush toilet and a bathtub or shower. 3. Overcrowding: A household is considered to be overcrowded if there are more than 1 person per room. 4. Cost burden: A household is considered cost burdened if the household pays more than 30 percent of its total gross income for housing costs. For renters, housing costs include rent paid by the tenant plus utilities. For owners, housing costs include mortgage payment, taxes, insurance, and utilities. According to the 2011-2015 ACS five-year estimates, only 0.1% of the population in Santa Ana is American Indian/Alaska Native and 0.2% of the population is Pacific Islander. Given the low share of these populations, the estimates from the ACS and CHAS datasets for specific income levels present data with relatively large margins of error. As such, these populations are included in the analysis, but should be evaluated recognizing the larger margin of errors. Consolidated Plan SANTAANA 51 OMB Control No:2506-0117 (exp. 06/30/2018) 75A-59