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NA-20 Disproportionately Greater Need: Severe Housing Problems — 91.205 <br />(b)(2) <br />Introduction <br />A disproportionately greater need exists when a certain race/ethnicity experiences a housing problem at <br />a greater rate (10 percentage points or more) than the income level as a whole. For example, when <br />evaluating 0-30% AMI households, if 50% of the households experience a housing problem, but 60% or <br />more of a particular race/ethnicity experiences a housing problem, that racial or ethnic group has a <br />disproportionately greater need. Severe housing problems include: <br />1. Lacks complete kitchen facilities: Household lacks a sink with piped water, a range or stove, or a <br />refrigerator. <br />2. Lacks complete plumbing facilities: Household lacks hot and cold piped water, a flush toilet and a <br />bathtub or shower. <br />3. Severe overcrowding: A household is considered to be severely overcrowded if there are more <br />than 1.5 people per room. <br />4. Severe cost burden: A household is considered severely cost burdened if the household pays more <br />than 50 percent of its total gross income for housing costs. For renters, housing costs include rent <br />paid by the tenant plus utilities. For owners, housing costs include mortgage payment, taxes, <br />insurance, and utilities. <br />According to the 2011-2015 ACS five-year estimates, only 0.1% of the population in Santa Ana is American <br />Indian/Alaska Native and 0.2% of the population is Pacific Islander. Given the low share of these <br />populations, the estimates from the ACS and CHAS datasets for specific income levels present data with <br />relatively large margins of error. As such, these populations are included in the analysis, but should be <br />evaluated recognizing the larger margin of errors. <br />0%-30% of Area Median Income <br />Jurisdiction as a whole <br />3,185 <br />White 1,125 290 85 <br />Black / African American <br />70 <br />44 <br />0 <br />Asian <br />1,350 <br />1,120 <br />115 <br />American Indian, Alaska Native <br />E 4 <br />4 <br />0 <br />Pacific Islander <br />40 <br />0 <br />15 <br />Hispanic <br />11,570 <br />1,665 <br />250 <br />Table 17 — Severe Housing Problems 0 - 30% AM <br />Data Source: 2011-2015 CHAS <br />*The four severe housing problems are: <br />Consolidated Plan <br />SANTA ANA <br />55 <br />OMB Control No:2506-0117 (exp. 06/30/2018) <br />75A-63 <br />