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NA-25 Disproportionately Greater Need: Housing Cost Burdens — 91.205 (b)(2) <br />Introduction: <br />A disproportionately greater need exists when a certain race/ethnicity are cost burdened at a greater rate <br />(10 percentage points or more) than the population as a whole. For example, if 50% of the households <br />are cost burdened, but 60% or more of a particular race/ethnicity are cost burdened, that racial or ethnic <br />group has a disproportionately greater level of cost burden. Cost burden is defined as: <br />1. Cost burden: A household is considered cost burdened if the household pays more than 30 <br />percent of its total gross income for housing costs. For renters, housing costs include rent paid by <br />the tenant plus utilities. For owners, housing costs include mortgage payment, taxes, insurance, <br />and utilities. <br />2. Severe cost burden: A household is considered severely cost burdened if the household pays more <br />than 50 percent of its total gross income for housing costs. For renters, housing costs include rent <br />paid by the tenant plus utilities. For owners, housing costs include mortgage payment, taxes, <br />insurance, and utilities. <br />According to the 2011-2015 ACS five-year estimates, only 0.1% of the population in Santa Ana is American <br />Indian/Alaska Native and 0.2% of the population is Pacific Islander. Given the low share of these <br />populations, the estimates from the ACS and CHAS datasets for specific income levels present data with <br />relatively large margins of error. As such, these populations are included in the analysis, but should be <br />evaluated recognizing the larger margin of errors. <br />Housing Cost Burden <br />Jurisdiction as a whole <br />36,470 <br />19,560 <br />18,190 <br />530 <br />White <br />7,565 <br />2,515 <br />2,220 <br />100 <br />Black / African <br />620 <br />260 <br />250 <br />0 <br />American <br />Asian <br />5,070 <br />2,275 <br />2,140 <br />115 <br />American Indian, Alaska <br />100 <br />49 <br />4 <br />0 <br />Native <br />Pacific Islander <br />50 <br />45 <br />50 <br />15 <br />Hispanic �jffillllll <br />22,735 <br />14,225 <br />13,425 <br />300 <br />Table 21—Greater <br />Need: <br />Housing Cost Burdens AMI <br />Data Source: 2011-2015 CHAS <br />Cost Burdened <br />26.4% (19,560) of all households in Santa Ana are cost burdened. No race/ethnicity are disproportionately <br />cost burdened. <br />Severely Cost Burdened <br />Consolidated Plan SANTA ANA <br />OMB Control No:2506-0117 (exp. 06/30/2018) 75A-66 <br />61.1 <br />