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SCHEDULE B <br /> THIS POLICY DOES NOT INSURE AGAINST LOSS OR DAMAGE (AND THE <br /> COMPANY WILL NOT PAY COSTS, ATTORNEYS ' FEES OR EXPENSES) WHICH <br /> ARISE BY REASON OF: <br /> PART I <br /> 1 . TAXES OR ASSESSMENTS WHICH ARE NOT SHOWN AS EXISTING LIENS BY <br /> THE RECORDS OF ANY TAXING AUTHORITY THAT LEVIES TAXES OR <br /> ASSESSMENTS ON REAL PROPERTY OR BY THE PUBLIC RECORDS . <br /> PROCEEDINGS BY A PUBLIC AGENCY WHICH MAY RESULT IN TAXES OR <br /> ASSESSMENTS, OR NOTICES OF SUCH PROCEEDINGS, WHETHER OR NOT SHOWN <br /> BY THE RECORDS OF SUCH AGENCY OR BY THE PUBLIC RECORDS. <br /> 2 . ANY FACTS, RIGHTS, INTERESTS OR CLAIMS WHICH ARE NOT SHOWN BY <br /> THE PUBLIC RECORDS BUT WHICH COULD BE ASCERTAINED BY AN <br /> INSPECTION OF THE LAND OR WHICH MAY BE ASSERTED BY PERSONS IN <br /> POSSESSION THEREOF. <br /> 3 . EASEMENTS, LIENS OR ENCUMBRANCES, OR CLAIMS THEREOF, WHICH ARE <br /> NOT SHOWN BY THE PUBLIC RECORDS. <br /> 4 . DISCREPANCIES, CONFLICTS IN BOUNDARY LINES, SHORTAGE IN AREA, <br /> ENCROACHMENTS, OR ANY OTHER FACTS WHICH A CORRECT SURVEY WOULD <br /> DISCLOSE, AND WHICH ARE NOT SHOWN BY THE PUBLIC RECORDS. <br /> 5 . (A) UNPATENTED MINING CLAIMS; (B) RESERVATIONS OR EXCEPTIONS <br /> IN PATENTS OR IN ACTS AUTHORIZING THE ISSUANCE THEREOF; (C) WATER <br /> RIGHTS, CLAIMS OR TITLE TO WATER, WHETHER OR NOT THE MATTERS <br /> EXCEPTED UNDER (A) , (B) OR (C) ARE SHOWN BY THE PUBLIC RECORDS . <br /> [80125546] 3 <br />