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CYBERFIRST <br />CYBERFIRST NETWORK AND INFORMATION SECURITY <br />LIABILITY COVERAGE FORM <br />THIS INSURANCE PROVIDES CLAIMS -MADE COVERAGE. <br />DEFENSE EXPENSES WILL BE APPLIED AGAINST THE RETENTION. <br />DEFENSE EXPENSES ARE PAYABLE WITHIN AND ARE NOT IN <br />ADDITION TO, THE LIMITS OF INSURANCE. PAYMENT OF <br />DEFENSE EXPENSES WILL REDUCE, AND MAY EXHAUST, THE <br />LIMITS OF INSURANCE. <br />PLEASE READ THE ENTIRE FORM CAREFULLY. <br />Various provisions in this coverage form <br />restrict coverage. Your CyberFirst General <br />Provisions Form also contains provisions <br />that apply to this form, including provisions <br />explaining who is insured under this form <br />and the limits of insurance and retention <br />that apply to the insurance provided under <br />this form. Read the entire policy carefully <br />to determine rights, duties and what is and <br />is not covered. <br />Throughout this policy the words "you" and <br />"your" refer to the Named Insured shown in <br />the CyberFirst Declarations, and any other <br />person or organization qualifying as a <br />Named Insured under this policy. The words <br />"first Named Insured" refer to the Named <br />Insured listed first in Item 1. of the <br />CyberFirst Declarations. The words "we", <br />"us" and "our" refer to the company <br />providing this insurance. <br />The word "insured" means any person or <br />organization qualifying as such under <br />Section II - Who Is An Insured in your <br />CyberFirst General Provisions Form. <br />The words "policy period" mean the Policy <br />Period for the CyberFirst Network And <br />Information Security Liability Coverage <br />Form shown in the CyberFirst Declarations. <br />Other words and phrases that appear in <br />quotation marks have special meaning. <br />Refer to Section 11 - Definitions in this <br />form and Section VII - Definitions in your <br />CyberFirst General Provisions Form. <br />which this insurance applies that <br />exceed the applicable retention, only <br />if: <br />(1) The loss is caused by a "network <br />and information security wrongful <br />act" committed anywhere in the <br />world; <br />(2) The "network and information <br />security <br />wrongful act" was <br />committed <br />on or after the <br />Network And <br />Information Security <br />Retroactive <br />Date shown in the <br />CyberFirst <br />Declarations and before <br />the end of <br />the policy period; and <br />(3) A "claim" <br />or "suit" that seeks <br />"damages" <br />because of the loss is <br />first made <br />or brought against any <br />insured, <br />in accordance with <br />Paragraph <br />d. below, during the <br />policy period <br />or any Extended <br />Reporting Period we provide under <br />Section VI <br />- Extended Reporting <br />Periods in <br />your CyberFirst General <br />Provisions <br />Form. <br />It. Each "network and information <br />security wrongful act" in a series of <br />"related" "network and information <br />security wrongful acts" will be <br />deemed to have been committed on <br />the date the first "network and <br />information security wrongful act" in <br />that series is committed. <br />SECTION 1 — NETWORK AND INFORMATION c. If no Network And Information <br />SECURITY LIABILITY COVERAGE Security Retroactive Date tshown in <br />the CyberFirst Declarations, the <br />1. Insuring Agreement Network And Information Security <br />Retroactive Date will be deemed to <br />The amount we will pay for "damagWkVIEWED & AQ (yM day of the policy period. <br />and described in Section expenses"isIs Limited ts Ba tlsk ManArEAEM73i��} y or "suit" that seeks <br />Insurance in your CyberFirst General damages will be deemed to have <br />Provisions Form. JUN" r of the following times: <br />first made or brought at the <br />a We will pay those sums that staa� <br />insured becomes legally obligated tom '1 -�,-`lbetL-.any "described authorized <br />pay as "damages" because of loss to ANCfIEACEVE(Mrson" first receives written <br />PR T7 03 01 17 O 2016 The Trwelers Indemnity Company. All rights reserved. Page 1 of 4 <br />Includes copyrighted niiterial of Insurance Services Office, Inc. with its permission. <br />