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COMMERCIAL AUTO permission, while performing duties related to the conduct ofyour busi- ness. However, any "auto" that Is leased, hired, rented or borrowed with a driver is not a covered "auto". D. EMPLOYEES AS INSURED The following is added to Paragraph A.A., Who Is An Insured ofSECTION II —COVERED AUTOS LIABILITY COVERAGE: Any "employee" of yours is an "insured" while us- ing a covered "auto" you don't own, hire or borrow in your business or your personal affairs. SUPPLEMENTARY PAYMENTS _INCREASED LIMITS 1. The following replaces Paragraph A.2.a.(2), of SECTION II— COVEREDAUTOS LIABIL- ITY COVERAGE: (2) Up to$3,000 for cost of bail bonds (in- cluding bonds for related trafliclawviola- tions) required because of an "accident' we cover, We do not have to furnish these bonds. 2. The following replaces Paragraph A,2,a.(4), of SECTION IHCOVERED AUTOS LIABIL- ITY COVERAGE: (4) All reasonable expenses incurred by the "insured" at our request including actual loss of earnings up to $500 a day be- cause of time off from work HIRED AUTO— ERAGE —INDEMNITY BASIS The following replaces Subparagraph (5) in Para- graph B.7., Policy Period, Coverage Territory, of SECTION IV— BUSINESSAUTO CONDI- TIONS: (5) Anywhere in the world, except any country or jurisdiction while any trade sanction, em bargo, or similar regulation imposed by the United States of America applies to and pro- hibits the transaction of business with or within such country or jurisdiction, for Cov- ered Autos Liability Coverage for any covered "auto" that you lease, hire, rent or borrow without a driver for a period of 30 days or less and that is not an "auto" you lease, hire, rent or borrow from any of your "employees', partynpeurs (if you area partners hip), members mfelnbeIs roof t�te r hod ehold H company) or (a) With res pact to any claim made or "suit' brought outside the United States of America, the territories and possessions of the United States of America, Puerto Rico and Canada: (i) You must arrange to defend the "in- sured" against, and investigate orset- tle any such claim or "suit" and keep us advised of all proceedings and ac- tions. (ii) Neither you nor any other involved "insured" will make any settlement without our consent (iii) We may, at our discretion, participate in defending the "Insured" against or in the settlement of, any claim or "suit". (iv) We will reimburse the "insured" for sums that the"insured" legally must pay as damages because of "bodily injury" or "property damage" to which this insurance applies, that the "In- sured" pays with our consent but only up to the limit described in Para- graph C., Limits Of Insurance, of SECTION II —COVERED AUTOS LIABILITY COVERAGE. (v) We will reimburse the "Insured" for the reasonable expenses Incurred with our consent for your investiga- tion of such claims and your defense LIMITED WORLDWIDE COV- against any such suit buanTlincill within the limit described In Para- graph C., Limits Of Insurance, of SECTION II —COVERED AUTOS LIABILITY COVERAGE, and not in addition to such limit Our duty to make such payments ends when we have used up the applicable limit of insurance in payments for damages, settlements or defense expenses. (b) This Insurance is excess over any valid and collectible other insurance available to the "insured" whether primary, excess, contingent or on any other basis. (c) This insurance is not a substitute for re- quired or compulsory insurance in any country outside the United States, its ter- ritories and possessions, Puerto Rico and Canada. Page 2 of4 02015 The Travelers Indemnity Company. All rights reserved. CA T3 53 02 15 Includes copyrighted material of Insurance Services Office, Inc, with its permission.