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BUSINESS LIABILITY COVERAGE FORM c. The wrongful eviction from, wrongful entry into, or invasion Work that may need service, maintenance, of the right of private occupancy of a room, dwelling or correction, repair or replacement, but premises that the person occupies, which is otherwise complete, will be treated as completed. committed by or on behalf of its owner, landlord or lessor; The "bodily injury" or "property damage" d. Oral, written or electronic publication of must occur away from premises you own material that slanders or libels a person or or rent, unless your business includes the organization or disparages a person's or selling, handling or distribution of "your organization's goods, products or services; product" for consumption on premises you e. Oral, written or electronic publication of own or rent. b. Does not include "bodily injury" material that violates a person's right of or "property damage" arising privacy; out of: f. Copying, in your "advertisement", a (1) The transportation of property, unless person's or organization's "advertising the injury or damage arises out of a idea" or style of "advertisement'; condition in or on a vehicle not owned g. Infringement of copyright, slogan, or title of or operated by you, and that condition any literary or artistic work, in your "advertisement"; was created by the "loading or unloading" of that vehicle by any or insured; or h. Discrimination or humiliation that results in injury (2) The existence Of tools, uninstalled to the feelings or reputation of a natural person. equipment or abandoned or unused 18. "Pollutants" means any solid, liquid, gaseous or materials. 20. "Property damage" means: thermal irritant or contaminant including smoke, vapor, soot, fumes, acids, alkalis, chemicals and a• Physical injury to tangible property, waste. Waste includes materials to be recycled, including all resulting loss of use of that reconditioned or reclaimed. property. All such loss of use shall be 19. "Products -completed operations hazard"; deemed to occur at the time of the physical injury that caused it; or a. Includes all "bodily injury" and "property b. Loss of use of tangible property that is damage" occurring away from premises not physically injured. All such loss of use You own or rent and arising out Of "your product" or "your work" except: shall be deemed to occur at the time of "occurrence" that caused it. (1) Products that are still in your physical As used in this definition, "electronic data" is possession; or not tangible property. (2) Work that has not yet been completed or abandoned. However, "your 21. "Suit" means a civil proceeding in which work" will be deemed to be completed at the damages because of "bodily injury", "property damage" or "personal and advertising injury" earliest of the following times: to which this insurance applies are alleged. (a) When all of the work called for in "Suit" includes: your contract has been completed. a. An arbitration proceeding in which such (b) When all of the work to be done at damages are claimed and to which the the job site has been completed if insured must submit or does submit with your contract calls for work at our consent; or more than one job site. b. Any other alternative dispute resolution (c) When that part of the work done at proceeding in which such damages are a job site has been put to its claimed and to which the insured submits intended use by any person or with our consent. organization other than another 22. "Temporary worker' means a person who is contractor or subcontractor furnished to you to substitute for a permanent working on the same project. "employee" on leave or to meet seasonal or short-term workload conditions. 23. "Volunteer worker" means a person who: Form SS 00 08 04 05 a. Is not your "employee"; Page 23 of 24