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by the California Department of Insurance. The Developer may provide any insurance under a <br />"blanket" or "umbrella" insurance policy, provided that (i) such policy or a certificate of such <br />policy shall specify the amount(s) of the total insurance allocated to the Property and the <br />Project, which amount(s) shall equal or exceed the amount(s) required by this Agreement and <br />shall not be reduced for claims made for other properties; and (ii) such policy otherwise <br />complies with this Agreement. <br />4.9.2 Policy Requirements and Endorsements. All insurance policies this <br />Agreement requires shall contain (by endorsement or otherwise) the following provisions: <br />(a) Insured. Liability Insurance, Automobile Liability Insurance and <br />Contractor's Insurance policies shall name the City Parties as "additional insured." Property <br />Insurance Policies shall name the City as a "loss payee." The coverage afforded to the City <br />Parties shall be at least as broad as that afforded to the Developer and may not contain any <br />terms, conditions, exclusions, or limitations applicable to the City Parties that do not apply to <br />the Developer. <br />(b) Primary Coverage. All policies shall be written as primary <br />policies, not contributing to or in excess of any coverage that the City Parties may carry. <br />(c) Contractual Liability. Liability Insurance policies shall contain <br />contractual liability coverage, for the Developer's indemnity obligations under this Agreement. <br />The Developer's obtaining or failure to obtain such contractual liability coverage shall not <br />relieve the Developer from nor satisfy any indemnity obligation of the Developer under this <br />Agreement. <br />(d) Deliveries to the City. Prior to the commencement of any Due <br />Diligence Investigations, and no later than twenty (20) days before any insurance required by <br />this Agreement expires, is cancelled or its liability limits are reduced or exhausted, the <br />Developer shall deliver to the City certificates of insurance evidencing the Developer's <br />maintenance of all insurance this Agreement requires. Each insurance carrier shall give the <br />City no less than thirty (30) calendar days' advance written Notice of any cancellation, non - <br />renewal, material change in coverage or available limits of liability under any insurance policy <br />required by this Agreement. Also, phrases such as "endeavor to" and "but failure to mail such <br />Notice shall impose no obligation or liability of any kind upon the company" shall not be <br />included in the cancellation wording of any certificates of insurance or any coverage for the <br />City Parties. <br />(e) Waiver of Certain Claims. The Developer shall attempt in good - <br />faith to cause the insurance carrier for each Liability Insurance, Automobile Liability Insurance <br />and Property Insurance policy to agree to a Waiver of Subrogation, if not already in the policy. <br />To the extent that the Developer actually obtains insurance with a Waiver of Subrogation, the <br />Parties release each other, and their respective authorized representatives, from any claims for <br />damage to any Person or property that are caused by or result from risks insured against under <br />such insurance policies. <br />19 <br />