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COMMERCIAL GENERAL LIABILITY person, regardless of whether such practice, policy, act or omission occurs, is applied or is committed before, during or after the time of that person's employment; or (2) The spouse, child, parent, brother or sister of that person as a consequence of "personal injury" to that person at whom any of the employment -related practices described in Paragraph (a), (b), or (c) above is directed. This exclusion applies whether the insured may be liable as an employer or in any other capacity and to any obligation to share damages with or repay someone else who must pay damages because of the "personal injury'. COVERAGE C — MEDICAL PAYMENTS 1. Insuring Agreement a We will pay medical expenses as described below for "bodily injury" caused by an accident: (1) On premises you own or rent; (2) On ways next to premises you own or rent; or (3) Because of your operations; provided that: (a) The accident takes place in the "coverage territory" and during the policy period; (b) The expenses are incurred and reported to us within one year of the date of the accident; and (C) The injured person submits to examination, at our expense, by physicians of our choice as often as we reasonably require. 2. Exclusions We will not pay expenses for "bodily injury": a. Any Insured To any insured, except "volunteer workers". b. Hired Person To a person hired to do work for or on behalf of any insured or a tenant of any insured. c. injury On Normally Occupied Premises To a person injured on that part of premises you own or rent that the person normally occupies. d. Workers' Compensation And Similar Laws To a person, whether or not an "employee" of any insured, if benefits for the "bodily injury" are payable or must be provided under a workers' compensation or disability benefits law or a similar law. e. Athletics Activities To a person injured while practicing, instructing or participating in any physical exercises or games, sports, or athletic contests. If. Products -Completed Operations Hazard Included within the "products - completed operations hazard". g. Coverage A Exclusions Excluded under Coverage A. SUPPLEMENTARY PAYMENTS 1. We will pay, with respect to any claim we investigate or settle, or any "suit" against an insured we defend: a All expenses we incur. b. We will make these payments b. Up to $2,500 for the cost of bail regardless of fault. These payments bonds required because of accidents will not exceed the applicable limit or traffic law violations arising out of insurance. We will pay reasonable of the use of any vehicle to which expenses for: the Bodily Injury Liability Coverage applies. We do not have to furnish (1) First aid administered at the time these bonds. of an accident; C. The cost of bonds to release (2) Necessary medical, surgical, X-ray attachments, but only for bond and dental services, including amounts within the applicable limit of prosthetic devices; and REVIEWED & At We do not have to furnish (3) Necessary ambulance, hol�bk MANAGEmEN i I Rds. professional nursing and funeral d All reasonable expenses incurred by services. JU Insured at our request to assist n the investigation or defense of the claim or "suit", including actual ANgiE ACEVECIO Page 10 of 23 ® 2017 The Travelers Indemnity Company. All rights reserved. CIS T1 OO 02 19 Includes copyrighted material of Insurance Services Office, Inc with its permission.