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CYBERFIRST CYBERFIRST NETWORK AND INFORMATION SECURITY LIABILITY COVERAGE FORM THIS INSURANCE PROVIDES CLAIMS —MADE COVERAGE. DEFENSE EXPENSES WILL BE APPLIED AGAINST THE RETENTION. DEFENSE EXPENSES ARE PAYABLE WITHIN AND ARE NOT IN ADDITION TO THE LIMITS OF INSURANCE. PAYMENT OF DEFENSE EXPENSES WILL REDUCE, AND MAY EXHAUST, THE LIMITS OF INSURANCE. PLEASE READ THE ENTIRE FORM CAREFULLY. Various provisions in this coverage form which this insurance applies that restrict coverage. Your CyberFirst General exceed the applicable retention, only Provisions Form also contains provisions if: that apply to this form, including provisions explaining who is insured under this form (1) The loss is caused by a "network and the limits of insurance and retention and Information security wrongful that apply to the insurance provided under act" committed anywhere in the this form. Read the entire policy carefully world; to determine rights, duties and what is and (2) The "network and information is not covered. security wrongful act" was Throughout this policy the words "you" and committed on or after the "your' refer to the Named Insured shown in Network And Information Security the CyberFirst Declarations, and any other Retroactive Date shown in the person or organization qualifying as a CyberFirst Declarations and before Named Insured under this policy. The words the and of the policy period; and "first Named Insured" refer to the Named (3) A "claim" or "suit" that seeks Insured listed first in Item 1. of the "damages" because of the loss is CyberFirst Declarations. The words "we", "us" "our" first made or brought against any and refer to the company providing this insurance. insured, in accordance with Paragraph d. below, .during the The word "insured" means any person or policy period or any Extended organization qualifying as such under Reporting Period we provide under Section II - Who Is An Insured in your Section VI - Extended Reporting CyberFirst General Provisions Form. Periods in your CyberFirst General The words "policy period" mean the Policy Provisions Form. Period for the CyberFirst Network And h. Each "network and information Information Security Liability Coverage security wrongful act" in a series of Form shown in the CyberFirst Declarations. "related" "network and Information Other words and phrases that appear in security wrongful acts" will be quotation marks have special meaning. deemed to have been committed on Refer to Section If Definitions in this the date the first "network and form and Section VII Definitions in your information security wrongful act" in CyberFirst General Provisions Form. that series is committed. SECTION 1 - NETWORK AND INFORMATION C. If no Network And Information SECURITY LIABILITY COVERAGE Security Retroactive Date is shown in the CyberFirst Declarations, the 1. Insuring Agreement Network And Information Security Retroactive Date will be deemed to The amount we will pay for "damaciRIEVIEWED$APF§k V day of the policy period. and "defense expenses" is limited 2isk MAAgF C or "suit" that described in Section III - Limits bf ENi i if�v seeks ,'damages Insurance in your CyberFirst General will be deemed to have JUN" first made or brought at the Provisions Form. r of the following times: a We will pay those sums that -aF+i insured becomes legally obligated to rx--pny "described authorized ANGIeACEVErson" pay as 'damages" because of loss to first receives Written PR T1 03 01 17 O 2016 The Travelers Indemnity Company. All rights reserved Page 1 Of 4 Includes copyrighted material of Insurance Services Office, Inc. with its permission.