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a <br />a <br />9 <br />CNA 04 01 06 18 <br />CALIFORNIA ADVISORY NOTICE TO POLICYHOLDERS <br />COMMERCIAL AUTO FORMS REVISIONS <br />Dear Valued Policyholder, <br />Thank you for selecting us as your carrier for your commercial insurance. We are in the process of im- <br />plementing policy administration system improvements. As a result, we are replacing certain coverage <br />forms and endorsements with other forms, which will result in changes to your coverage. <br />This notice contains a brief summary of coverage changes organized by individual endorsement. Please <br />note that not all of the endorsements indicated may apply to your specific policy. In addition, this notice <br />does not reference every editorial change made to the endorsement or coverage form; it only reflects <br />significant coverage changes. <br />Please read your policy and review your Declarations page for complete coverage information. No coverage <br />is provided by this notice, nor can it be construed to replace any provisions of your policy. If there are <br />discrepancies between your policy and this notice, the provisions of the policy shall prevail. <br />These changes shall become effective as of the effective date of your replacement policy. Please note that <br />this notice does not apply to you or your policy in the event you have received, or do receive, a notice of <br />cancellation or nonrenewal. <br />Should you have questions after reviewing the changes below, please contact your independent agent. <br />Thank you for your business. <br />Expiring Form <br />Expiring Form Number <br />New Form <br />New Form Number <br />Auto Plus Endorsement <br />CA 71 10 03 07 <br />California Business Auto <br />AC 85 43 06 18 <br />Coverage Enhancement <br />Endorsement <br />Safeco Optimum <br />CA 72 42 12 08 <br />Package <br />Waiver of Collision <br />CA 71 20 05 98 <br />Deductible <br />AC 85 43 0618 - California Business Auto Coverage Enhancement Endorsement <br />If your policy previously included CA 71 10 03 07 - Auto Plus Endorsement, this endorsement has been <br />replaced by the AC 85 43 06 18 - California Business Auto Coverage Enhancement Endorsement. In some <br />cases, the limits previously provided are being increased and several additional provisions and reductions <br />are included. The summary below provides a brief description of these changes. <br />BROADENING IN COVERAGE <br />• Supplementary Payments <br />The limit for bail bonds has been increased from $2,000 in the Business Auto Coverage Form to <br />$3,000 in the new California Business Auto Coverage Enhancement Endorsement (AC 85 43 06 18). <br />The limit for reasonable expenses incurred by you at our request have been increased from $250 <br />per day to $500 per day. <br />• Employees as Insureds <br />Coverage is being expanded to include as insureds, your employees while operating an auto hired <br />or borrowed under a written contract or agreement in that employee's name with your permission <br />and in your business. This coverage is excess over any other insurance available to the employee. <br />• Waiver of Subrogation <br />The policy is amended to provide that subrogation rights are now waived for any person or or- <br />ganization that has waived those rights, in a written contract or written agreement, prior to an <br />accident or loss. <br />® 20181-iberty Mutual Insurance <br />CNA 04 01 06 18 Includes copyrighted material of Insurance Services Office. Inc., with its permission. <br />Rime Management I)Msian <br />rREmEWED &{APPROyvva7 By., <br />�_4.Ilil _II.IP:L' rb6HlM�e ram. V�RRE44d <br />® Risk Management Analyst <br />