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Hanover <br />Insurance Group_ <br />OB39898815 1001051 <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />BUSINESSOWNERS LIABILITY SPECIAL BROADENING ENDORSEMENT <br />This endorsement modifies insurance provided under the following: <br />BUSINESSOWNERS COVERAGE FORM <br />SUMMARY OF COVERAGES <br />Limits <br />Page <br />1. Additional Insured by Contract, Agreement or Permit <br />Included <br />1 <br />2 <br />3 <br />2. Additional Insured - Broad Form Vendors <br />Included <br />3. Alienated Premises <br />Included <br />4. Broad Form Property Damage - Borrowed Equipment, Customers <br />Goods and Use of Elevators <br />Included <br />3 <br />5. Incidental Malpractice (Employed Nurses, EMT's and Paramedics) <br />Included <br />3 <br />6. Personal and Advertising Injury - Broad Form <br />Included <br />4 <br />7. Product Recall Expense <br />Included <br />4 <br />Product Recall Expense Each Occurrence Limit <br />$25,000 <br />Occurrence <br />5 <br />Product Recall Expense Aggregate Limit <br />$50,000 <br />Aggregate <br />5 <br />Product Recall Deductible <br />$500 <br />5 <br />8. Unintentional Failure to Disclose Hazards <br />Included <br />6 <br />9. Unintentional Failure to Notify <br />Included <br />6 <br />This endorsement amends coverages provided under the Businessowners Coverage Form through new <br />coverages and broader coverage grants. This coverage is subject to the provisions applicable to the <br />Businessowners Coverage Form, except as provlded below. <br />The following changes are made to SECTION II - <br />LIABILITY: <br />1. Additional Insured by Contract, Agreement or <br />Permit <br />The following is added to SECTION 11 - <br />LIABILITY, C. Who Is An Insured: <br />Additional Insured by Contract, Agreement or <br />Permit <br />a. <br />(2) Premises you own, rent, lease or <br />occupy; or <br />(3) Your maintenance, operation or use of <br />equipment leased to you. <br />b. The insurance afforded to such additional <br />insured described above: <br />(1) Only applies to the extent permitted by <br />law; and <br />Any person or organization with whom you (2) Will not be broader than the insurance <br />agreed In a written contract, written which you are required by the contract, <br />agreement or permit to add such person or agreement or permit to provide for such <br />organization as an additional insured on additional insured. <br />your policy is an additional Insured only with (3) Applies on a primary basis if that is <br />r1.espect to liability for "bodily injury", required by the written contract, written <br />property damage', or personal and agreement or permit. <br />advertising Injury' caused, in whole or in <br />part, by your acts or omissions, or the acts (4) Will not be broader than coverage <br />or omissions of those acting on your behalf, provided to any other Insured. <br />but only with respect to: (5) Does not apply If the "bodily Injury", <br />(1) "Your work" for the additional insured(s) "property damage" or "personal and <br />designated in the contract, agreement or advertising injury"Is otherwise excluded <br />permit; from coverage under this Coverage Part, <br />REVIEWED & APPROVE, including any endorsements thereto. <br />By Risk MANAC{FMe'N1 DIVISION <br />391-1006 08 16 Includes copyrighted materials of Insurance Services Offices, Inc., with Its permisslon. Page 1 of 0 <br />,ju 3 202 <br />t-KAN(ANL K. VILLAI&AL <br />