OCEAN BLUE ENVIROMENTAL SERVICES, INC.

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payment, including any payments previously paid by us, will not exceed the Limits of Liability shown in Item (3) and Item (4) of the Declarations. If, in order to prevent Bodily Injury or Property Damage, you take immediate action that results in Rectification Expense, but you are not reasonably able to obtain prior approval from us in writing, we will indemnify you for such expense incurred over a period not exceeding ten (10) business days, beginning from the time the immediate action was taken, provided you can reasonably prove to us that such immediate action reduced the amount of the Bodily Injury or Property Damage that would otherwise have been paid under this Policy in the absence of such immediate action. 3. Protective Loss Coverage We will indemnify the Named Insured for Protective Loss: a. in excess of all applicable Design Professional's Insurance, or b. for all amounts not covered by the Design Professional's Insurance pursuant to a valid coverage denial or limitation that is not contested by the Design Professional, resulting from an actual or alleged negligent act, error or omission in Design Professional Services performed by a Design Professional, provided that: (i) the Design Professional Services are rendered on or after the Retroactive Date and prior to the end of the Policy Period; (ii) the Protective Claim is first made by you against the Design Professional and reported by you to us, in writing, during the Policy Period, within ninety (90) days of the end of the Policy Period, or, where applicable, the Optional Extended Reporting Period; and (M) you have taken all steps necessary to pursue the Protective Claim and obtain recovery of all Protective Loss From the Design Professional and, where legally permissible, the Design Professional's Insurance. B. Pollution Coverages 1. Job Site Coverace - Occurrence We will pay on your behalf for Pollution Loss that you become legally obligated to pay as a result of a Claim arising from a Pollution Condition on, at, under or migrating from a Job Site, provided that: a. the Bodily Injury, Property Damage or Environmental Damage occurs during the Policy Period; b. the Pollution Condition results from Contracting Services or Completed Operations; and C. the Pollution Condition results in a Claim against you. 2. Transportation Coverage We will pay on your behalf for Pollution Loss as a result of a Pollution Condition that first commences and finally ends during the course of Transportation, provided that: a. the Transportation takes place during the Policy Period; and b. the Pollution Condition is first discovered by you during the Policy Period and reported EVPCPocCP 0618 © 2018 X.L. America, Inc. All Rights Reserved. Page 2 of 28 May not be copied without permission.