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Allianz ili <br />(g) Cancellation or nonrenewal of one or more of the Primary Policies where such policies are <br />not replaced without lapse. <br />(h) A reduction in financial rating or grade of one or more insurers, insuring one or more Primary <br />Policies based on an evaluation obtained from a recognized financial rating organization. <br />B. SECTION V - CONDITIONS, C. CANCELLATION, 4. is deleted in its entirety and replaced by the following: <br />4. If this policy is cancelled, we will send the First Named Insured any premium refund due. The refund, if <br />any, will be computed on a pro rata basis. However, the refund may be less than pro rata if we made a loan <br />to you for the purpose of payment of premiums for this policy. <br />The cancellation will be effective even if we have not made or offered a refund. <br />All other terms and conditions of the policy remain unchanged. <br />178547 01 12 CA <br />Copyright02012 Alllanz Global Risks US Insurance Company. All rights reserved. <br />Rlele Mulaganenl. Divleign <br />Fn.� Imo. VJ&AZd <br />Risk Managernent Analyst <br />