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Hiscox Insurance Company Inc. <br />HISCOX <br />2. State, Municipality or other Political Subdivision; <br />3. payroll service; <br />4. advertising agency and/or advertiser; or <br />5. distributor <br />for whom you are contractually obligated to provide insurance as afforded by this Coverage Part, are added as <br />insureds. However: <br />1. if coverage provided to the additional insured is required by contract or agreement, the insurance afforded to such <br />additional insured will not be broader than that which you are required by the contract or agreement or that which <br />you would have been entitled to coverage under this Coverage Part, whichever is less. <br />2. this insurance does not apply to bodily injury, property damage or personal and advertising injury arising out <br />of the sole negligence of the additional insured. <br />In the case of oral agreements, the agreement must also be evidenced by a certificate of insurance issued for you by us or <br />on our behalf. <br />For the purposes of coverage provided by this endorsement only, HOW MUCH WE WILL PAY is amended to include the <br />following: <br />If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the <br />additional insured is the amount of insurance: <br />A. required by the contract or agreement; or <br />B. available under the applicable Limits of Insurance stated in the Declarations; <br />whichever is less. <br />Any payments we make under this endorsement will be a part of and not in addition to the applicable Limits of Insurance <br />stated in the Declarations. <br />The title of the endorsement is solely for ease of reference and forms no part of the terms and conditions of coverage. <br />Includes copyrighted material of Insurance services Ottice, Inc., with its <br />EGL E4310 CW (03115) <br />RIA Mansgemet DMslmr <br />rREVIEWED&pAPPROVED BY: <br />81� o_s"9<�e� rMi-tYnn�f ram. V:i%inlect <br />Risk Management Malyet <br />