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4. WAIVER OF SUBROGATION <br />The following is added to Section IV - BUSINESS AUTO CONDITIONS, A. Loss <br />Conditions, paragraph 5. Transfer of Rights of Recovery Against Other To Us: <br />If the insured has waived those rights prior to the "accident" or "loss", our <br />rights are waived also. <br />5. UNINTENTIONAL ERRORS AND OMISSIONS <br />The following is added to Section IV - BUSINESS AUTO CONDITIONS, B. General <br />Conditions, paragraph 2, Concealment, Misrepresentation Or Fraud: <br />We will not disclaim coverage under this Coverage Part if you fail to disclose all hazards <br />existing as of the inception date of the policy, provided such failure is not intentional and <br />you report the (allure to us as soon as practicable after its discovery. <br />However, we reserve the right to charge additional premium for any such hazard. <br />6. BROADENED PHYSICAL DAMAGE COVERAGE <br />Under Section III — PHYSICAL DAMAGE COVERAGE, the following changes are made: <br />A. WAIVER OF DEDUCTIBLE — GLASS REPAIR <br />The following is added to D. Deductible: <br />No deductible for a covered "auto' will apply to glass damage if the glass is repaired <br />rather than replaced. <br />Lie] Q 10[a]21a1 %11:7_1"I- i•]:ifAiII.Ial :1»L,61*--1 <br />A. Coverage, 4. Coverage Extensions, paragraph a. Transportation Expenses is <br />deleted and replaced by the following: <br />We will pay up to $50 per day to a maximum of $1500 for temporary transportation <br />expense incurred by you because of the total theft of a covered "auto" of the private <br />passenger type. We will pay only for those covered "autos" for which you carry either <br />Comprehensive or Specified Causes Of Loss Coverage. We will pay for temporary <br />transportation expenses incurred during the period beginning 48 hours after the theft <br />and ending, regardless of the policy's expiration, when the covered "auto" is returned <br />to use or we pay for its "loss". <br />C. ADDITIONAL LOSS OF USE EXPENSES <br />A. Coverage, 4. Coverage Extensions, paragraph b. Loss Of Use Expenses is <br />deleted and replaced by the following: <br />For Hired Auto Physical Damage, we will pay expenses for which an "insured" <br />becomes legally responsible to pay for loss of use of a vehicle rented or hired without <br />a driver under a written rental contract or agreement. We will pay for loss of use <br />expenses if caused by: <br />(1) Other than collision only if the Declarations indicates that Comprehensive <br />Coverage is provided for any covered "auto'; <br />(2) Specified Causes of Loss only if the Declarations indicates that Specified Causes <br />of Lass Coverage is provided for any covered "auto"; or <br />(3) Collision only if the Declarations indicates that Collision Coverage is provided for <br />any covered "auto". <br />07f 8 Includes copyrighted material of <br />SCA 01 i702 <br />() Insurance Services Office, Inc. with its <br />Permission, <br />Rime Mattagement Disisian <br />REVIEWED&APPROVED By: <br />'� Risk Management Analyst <br />58705631 1 20-21 NC, 20-21 GL-AL-UL I Stacy Eickhoff 1 11/20/2020 8:21:55 AM (PST) I Page 10 of 12 <br />