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PI-GLD-MK (03112) <br />A. Extended Property Damage <br />SECTION 1 — COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE <br />LIABILITY. Subsection 2. Exclusions, Paragraph a. is deleted in its entirety and replaced by the <br />following: <br />a. Expected or Intended Injury <br />'Bodily injury' or "property damage" expected or intended from the standpoint of the insured. <br />This exclusion does not apply to "bodily injury' or "property damage" resulting from the use of <br />reasonable force to protect persons or property <br />B. Non -Owned Watercraft <br />SECTION I — COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE <br />LIABILITY, Subsection 2. Exclusions, Paragraph g. (2) is deleted in its entirety and replaced by the <br />following <br />(2) A watercraft you do not own that is. <br />(a) Less than 58 feet long; and <br />(b) Not being used to carry persons or property for a charge; <br />This provision applies to any person, who with your consent, either uses or is responsible for <br />the use of a watercraft This insurance is excess over any other valid and collectible <br />insurance available to the insured whether primary, excess or contingent. <br />C. Damage to Premises Rented to You <br />1. If damage by fire to premises rented to you is not otherwise excluded from this Coverage Part, <br />the word "fire" is changed to "fire, lightning. explosion. smoke, or leakage from automatic fire <br />protective systems" where it appears in. <br />a. The last paragraph of SECTION 1 —COVERAGES. COVERAGE A BODILY INJURY AND <br />PROPERTY DAMAGE LIABILITY, Subsection 2. Exclusions. is deleted in its entirety and <br />replaced by the following: <br />Exclusions c. through n. do not apply to damage by fire. lightning, explosion, smoke, or <br />leakage from automatic fire protective systems to premises while rented to you or <br />temporarily occupied by you with permission of the owner. A separate limit of insurance <br />applies to this coverage as described in SECTION III — LIMITS OF INSURANCE. <br />b. SECTION III — LIMITS OF INSURANCE. Paragraph 6 is deleted in its entirety and replaced <br />by the following <br />Subject to Paragraph 5. above, the Damage To Premises Rented To You Limit is the <br />most we will pay under Coverage A for damages because of "property damage' to any <br />one premises, while rented to you. or in the case of damage by fire, lightning, explosion, <br />smoke, or leakage from automatic fire protective systems while rented to you or <br />temporarily occupied by you with permission of the owner. <br />c. SECTION V — DEFINITIONS, Paragraph 9 a., is deleted in its entirety and replaced by the <br />following. <br />REVIEWED & APPROVED <br />Page 2 of 9 By Risk MnNXrMtNT DIVISION <br />Includes copyrighted material of Insurance Services Office, Inc., with permission- 2 n 9 <br />© 2012 Philadelphia Indemnity Insurance Company a 020 <br />HI ANCINE R. VILLAREAL <br />