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UH3 A664942 07 1001631
<br />way respond to, or assess the
<br />effects of, "pollutants".
<br />(2) Any loss, cost or expense arising out
<br />of any:
<br />(a) Request, demand, order,
<br />statutory, or regulatory
<br />requirement that any insured or
<br />others test for, monitor, clean up,
<br />remove, contain, treat, detoxify, or
<br />neutralize, or in any way respond
<br />to, or assess the effects of
<br />"pollutants"; or
<br />(b) Claim or "suit" by or on behalf of a
<br />governmental authority for
<br />damages because of testing for,
<br />monitoring, cleaning up, removing,
<br />containing, treating, detoxifying or
<br />neutralizing, or in any way
<br />responding to, or assessing the
<br />effects of "pollutants".
<br />However, paragraphs (2)(a) and (2)(b)
<br />above do not apply to liability for
<br />damages because of "property
<br />damage" that an insured would have
<br />in the absence of such request,
<br />demand, order or statutory or
<br />regulatory requirement or such claim
<br />or "suit" by or on behalf of a
<br />governmental authority.
<br />(3) As used in this exclusion, a hostile fire
<br />is one which becomes uncontrollable
<br />or breaks out from where it was
<br />intended to be.
<br />3. Applicable to Coverage B — Umbrella
<br />Liability only:
<br />This insurance does not apply to:
<br />a. Aircraft, "Unmanned Aircraft", "Auto'
<br />or Watercraft:
<br />Any liability or expense arising out of the
<br />ownership, maintenance, operation, use,
<br />entrustment to others, or loading or
<br />unloading of any:
<br />(1) Aircraft owned by you or rented,
<br />loaned or chartered by or on behalf of
<br />you without crew;
<br />(2) "Unmanned aircraft";
<br />(3) "Auto"; or
<br />(4) Watercraft owned by you except
<br />watercraft while ashore on premises
<br />you own or rent.
<br />hiring, employment, training or monitoring
<br />of others by that insured.
<br />b. Contractual Liability
<br />Any liability for which any insured is
<br />obligated to pay damages by reason of
<br />the assumption of liability in any contract
<br />or agreement. This exclusion does not
<br />apply to liability for damages:
<br />(1) Assumed in a contract or agreement
<br />that is an "insured contract", provided
<br />the "bodily injury", "personal injury",
<br />"advertising injury" or "property
<br />damage" occurs after the execution of
<br />the contract or agreement; or
<br />(2) That any insured would have in the
<br />absence of the contract or agreement.
<br />c. Damage to "Your Product", "Your
<br />Work" or "Impaired Property"
<br />"Property damage" to:
<br />(1) "Your product" arising out of it or any
<br />part of it; and
<br />(2) "Your work" arising out of it or any part
<br />of it and included in the "products -
<br />completed operations hazard".
<br />Paragraphs (1) and (2) above do not apply
<br />if the damaged work or the work out of
<br />which the damage arises was performed
<br />on your behalf by a subcontractor.
<br />(3) "Impaired Property" or property that
<br />has not been physically injured,
<br />arising out of:
<br />(a) A defect, deficiency, inadequacy
<br />or dangerous condition in "your
<br />product" or "your work"; or
<br />(b) A delay or failure by you or
<br />anyone acting on your behalf to
<br />perform a contract or agreement
<br />in accordance with its terms.
<br />This exclusion does not apply to the loss
<br />of use of other property arising out of
<br />sudden and accidental physical injury to
<br />"your product" or "your work" after it has
<br />been put to its intended use.
<br />d. Directors and Officers
<br />Any liability or expense for a wrongful act,
<br />error, omission or breach of duty by an
<br />insured in the performance of the office of
<br />director, officer or trustee of an
<br />organization.
<br />This exclusion applies even if the claims e. Employers Liability
<br />against any insured allege negligence or Any injury to:
<br />other wrongdoing in the supervision, (1) Any "employE-°°
<br />out of and in t RAMuagmadDlMsian
<br />475-0001 01 18 Includes copyrighted material of Insurance Services Office, Inc., with its permissior ;% n E o RE\AEwED&APPROVED BY. -
<br />Copyright 2017 The Hanover Insurance Group, Inc. All Rights Reserved. S�
<br />`�--'Risk Management Specialist
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