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UH3 A664942 07 1001631 <br />e. Oral or written publication, in any manner, <br />operations are subject to the General <br />of material that violates a person's right of <br />Aggregate Limit. <br />privacy; <br />18. "Property Damage" means: <br />16. "Pollutants" mean any solid, liquid, gaseous <br />a. Physical injury to tangible property, <br />or thermal irritant or contaminant, including <br />including all resulting loss of use of that <br />smoke, vapor, soot, fumes, acids, alkalis, <br />property. All such loss of use shall be <br />chemicals and waste. Waste includes <br />deemed to occur at the time of the <br />materials to be recycled, reconditioned or <br />physical injury that caused it; or <br />reclaimed. <br />b. Loss of use of tangible property that is not <br />17. "Products -Completed Operations Hazard" <br />physically injured. All such loss of use <br />a. Includes all "bodily injury" and "property <br />shall be deemed to occur at the time of the <br />damage" occurring away from premises <br />"occurrence" that caused it. <br />you own or rent and arising out of "your <br />For the purposes of this insurance, electronic <br />product" or "your work" except: <br />data is not tangible property. <br />(1) Products that are still in your physical <br />19. "Retained Limit" means the amount stated <br />possession; or <br />as such in the Declarations for which the <br />(2) Work that has not yet been completed <br />insured is responsible with respect to each <br />or abandoned. However, "your work" <br />"occurrence" under Coverage B — Umbrella <br />will be deemed completed at the <br />Liability. <br />earliest of the following times: <br />20. "Suit" means a civil proceeding in which <br />(a) When all of the work called for in <br />damages because of "bodily injury", "property <br />your contract has been <br />damage", "personal injury" or "advertising <br />completed. <br />injury" to which this insurance applies are <br />(b) When all of the work to be done at <br />alleged. "Suit" also includes: <br />the job site has been completed if <br />a. An arbitration proceeding in which such <br />your contract calls for work at <br />damages are claimed and to which you <br />more than one job site. <br />must submit or do submit with our <br />(c) When that part of the work done <br />consent; or <br />at a job site has been put to its <br />b. Any other alternative dispute resolution <br />intended use by any person or <br />proceeding in which such damages are <br />organization other than another <br />claimed and to which you submit with our <br />contractor or subcontractor <br />consent. <br />working on the same project. <br />21. "Temporary Worker" means a person who is <br />Work that may need service, <br />furnished to you to substitute for a permanent <br />maintenance, correction, repair or <br />"employee" on leave or to meet seasonal or <br />replacement, but which is otherwise <br />short-term workload conditions. <br />complete, will be treated as completed. <br />22. "Underlying insurance" means the liability <br />b. Does not include "bodily injury" or <br />insurance coverage provided under policies <br />"property damage" arising out of: <br />shown in the Schedule of Underlying <br />(1) The transportation of property, unless <br />Insurance for the limits and policy periods <br />the injury or damage arises out of a <br />indicated. It includes any policies issued to <br />condition in or on a vehicle not owned <br />replace those policies during the term of this <br />or operated by you, and that condition <br />insurance that provide: <br />was created by the "loading or <br />a. At least the same limits of liability or limits <br />unloading" of that vehicle by any <br />of insurance; and <br />insured; <br />b. The same hazards insured against, except <br />(2) The existence of tools, uninstalled <br />as modified by general program revisions <br />equipment or abandoned or unused <br />or as agreed to by us in writing. <br />materials; or <br />23. "Underlying Insurer' means any insurerwho <br />(3) Products or operations for which the <br />issues a policy of "underlying insurance". <br />classification, listed in the <br />24. "Unmanned aircraft" means an aircraft that is <br />Declarations or in a policy Schedule, <br />not: <br />states that products -completed <br />a. Designed; <br />RAMuagmadDlMsian <br />475-0001 01 18 Includes copyrighted material of Insurance services Office, Inc., with its permissior ;% E o BE\AEwED&APPROVED BY. - <br />Copyright 2017 The Hanover Insurance Group, Inc. All Rights Reserved. S� <br />`�--'Risk Management Specialist <br />