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UH3 A664942 07 1001631 <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />EXCLUSION — ABUSE AND MOLESTATION <br />(COVERAGE A AND B) <br />This endorsement modifies insurance provided under the following: <br />HANOVER COMMERCIAL FOLLOW FORM EXCESS AND UMBRELLA POLICY <br />The following is added to section VII. EXCLUSIONS, <br />paragraph 1. Applicable to Both Coverage A — Follow <br />Form Excess Liability and Coverage B — Umbrella <br />Liability: <br />This insurance does not apply to: <br />Abuse, Misconduct and Molestation <br />Any liability or expense arising out of: <br />(1) The actual or threatened abuse or molestation by <br />anyone of any person regardless whether the <br />abuse or molestation was specifically intended or <br />resulted from negligent conduct and regardless <br />whether any insured subjectively intended the <br />injury or damage for which a claim is made; or <br />(2) The negligent: <br />(a) Employment; <br />(b) Investigation; <br />(c) Supervision; <br />(d) Reporting to the proper authorities, or failure to <br />so report; or <br />(e) Retention; <br />of a person for whom any insured is or ever was <br />legally responsible and whose conduct would be <br />excluded by Paragraph 1. above. <br />ALL OTHER TERMS, CONDITIONS, AND EXCLUSIONS REMAIN UNCHANGED. <br />RAMuagmadDlMsian <br />e ° REVIEWED & APPROVED BY: <br />475-0050 12 14 Includes copyrighted material of Insurance Services Office, Inc. with its permissior o; <br />p Aeevulo <br />'�--'� Rfsk Management Specialist <br />