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repair of your "computer equipment"
<br />system including "software".
<br />However, we will pay for direct physical
<br />loss or damage caused by resulting fire
<br />or explosion if these causes of loss
<br />would be covered by this Coverage
<br />Form.
<br />m. Electrical Disturbance
<br />Electrical or magnetic injury, disturbance
<br />or erasure of "electronic data", except as
<br />provided for in SECTION I - PROPERTY,
<br />A. Coverage, 5. Additional Coverages,
<br />and 6. Coverage Extensions.
<br />However, we will pay for direct loss or
<br />damage caused by lightning.
<br />n. Artificially Generated Electricity
<br />Artificially generated electric current
<br />including electric arcing, that disturbs
<br />electrical devices, appliances or wires
<br />except as provided for in SECTION I -
<br />PROPERTY, A. Coverage, 5. Additional
<br />Coverages, u. - Equipment Breakdown.
<br />But, if artificially generated electric
<br />current results in fire, we will pay for the
<br />loss or damage caused by fire.
<br />o. Computer Processing Exclusion
<br />(1) Errors or omissions in programming
<br />or incorrect instructions to
<br />"hardware";
<br />(2) Electrical or magnetic damage,
<br />disturbance of recordings or erasure
<br />of electronic recordings, except as
<br />provided under SECTION I -
<br />PROPERTY, A. Coverage, 5.
<br />Additional Coverages, u. Equipment
<br />Breakdown. We will also pay for
<br />direct loss caused by lightning;
<br />(3) Mechanical breakdown or
<br />malfunction, component failure, faulty
<br />installation or blowouts; except as
<br />provided for under SECTION I -
<br />PROPERTY, A. Coverage, 5.
<br />Additional Coverages, u. Equipment
<br />Breakdown; or
<br />(4) Faulty instruction or incorrect usage,
<br />including changes in arrangements
<br />or parts.
<br />p. Loss of Warranty
<br />Loss of warranty or similar future or
<br />potential benefit even when following a
<br />covered loss or covered damage.
<br />(1) Loss of this type does not meet
<br />direct physical loss or damage.
<br />(2) We agree that reasonable repair or
<br />reconditioning measures be pursued
<br />to ensure soundness of property
<br />after loss or damage:
<br />(a) Where proper and adequate
<br />report or reconditioning
<br />method is debated, you and
<br />we agree to follow the usual
<br />and customary industry repair
<br />and reconditioning practices;
<br />or
<br />(b) For situations not resolved by
<br />paragraph (a) above, either
<br />party may demand that the
<br />matter be resolved through
<br />Appraisal as provided for
<br />elsewhere in the Coverage
<br />Form.
<br />q. Continuous or Repeated Seepage or
<br />Leakage of Water
<br />Continuous or repeated seepage or
<br />leakage of water, or the presence or
<br />condensation of humidity, moisture or
<br />vapor, that occurs over a period of 14
<br />days or more.
<br />r. Authorized Access
<br />Loss resulting from a fraudulent:
<br />(1) Entry of "electronic data" or
<br />"computer program" into; or
<br />(2) Change of "electronic data" or
<br />"computer program" within;
<br />any "computer equipment" owned,
<br />leased or operated by you by a
<br />person or organization with
<br />authorized access to that "computer
<br />equipment", except when covered
<br />under SECTION I - PROPERTY, A.
<br />Coverage, 5. Additional Coverages, hh.
<br />Computer and Funds Transfer Fraud,
<br />paragraph b..
<br />s. Fraudulent Instructions
<br />Loss resulting from an "employee" or
<br />"financial institution" acting upon any
<br />instruction to:
<br />(1) Transfer, pay or deliver "money",
<br />"securities" or "other property"; or
<br />(2) Debit or delete your account;
<br />which instruction proves to be
<br />fraudulent, except when covered
<br />under SECTION I - PROPERTY, A.
<br />Coverage, 5. Additional Coverages,
<br />hh. Computer and Funds Transfer
<br />Fraud, paragraphs a.(2) and b..
<br />3. We will not pay for loss or damage
<br />caused by or resulting from paragraphs a.,
<br />b. and c. below. But if an excluded cause
<br />of loss that is listed in paragraphs a., b.
<br />and c. below, results in a Covered Cause
<br />of Loss, we will pay for the loss or
<br />damage caused by that Covered Cause of
<br />Loss.
<br />a. Weather Conditions
<br />391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permissi
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<br />--� RFsk janagement Analyst
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