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IL02700912 <br />B.Thefollowingprovisionisaddedtothe <br />(4)Discoveryofwillfulorgrosslynegligent <br />actsoromissions,orofanyviolationsofCancellationCommonPolicyCondition: <br />statelawsorregulationsestablishing <br />7.ResidentialProperty <br />safetystandards,byyouoryour <br />Thisprovisionappliestocoverageonreal <br />representative,whichmaterially <br />propertywhichisusedpredominantlyfor <br />increaseanyoftherisksinsured <br />residentialpurposesandconsistingofnotmore <br />against. <br />thanfourdwellingunits,andtocoverageon <br />(5)Failurebyyouoryourrepresentativeto <br />tenants'householdpersonalpropertyina <br />implementreasonablelosscontrol <br />residentialunit,ifsuchcoverageiswritten <br />requirements,agreedtobyyouasa <br />underoneofthefollowing: <br />conditionofpolicyissuance,orwhich <br />CommercialPropertyCoveragePart <br />wereconditionsprecedenttoouruseof <br />FarmCoveragePart–FarmProperty–Farm <br />aparticularrateorratingplan,ifthat <br />Dwellings,AppurtenantStructuresAnd <br />failuremateriallyincreasesanyofthe <br />HouseholdPersonalPropertyCoverageForm <br />risksinsuredagainst. <br />a.Ifsuchcoveragehasbeenineffectfor60 <br />(6)AdeterminationbytheCommissionerof <br />daysorless,andisnotarenewalof <br />Insurancethatthe: <br />coveragewepreviouslyissued,wemay <br />(a)Lossof,orchangesin,our <br />cancelthiscoverageforanyreason,except <br />reinsurancecoveringallorpartof <br />asprovidedinb.andc.below. <br />theriskwouldthreatenourfinancial <br />b.Wemaynotcancelthispolicysolely <br />integrityorsolvency;or <br />becausethefirstNamedInsuredhas: <br />(b)Continuationofthepolicycoverage <br />(1)Acceptedanofferofearthquake <br />would: <br />coverage;or <br />(i)PlaceusinviolationofCalifornia <br />(2)Cancelledordidnotrenewapolicy <br />laworthelawsofthestatewhere <br />issuedbytheCaliforniaEarthquake <br />wearedomiciled;or <br />Authority(CEA)thatincludedan <br />(ii)Threatenoursolvency. <br />earthquakepolicypremiumsurcharge. <br />(7)Achangebyyouoryourrepresentative <br />However,weshallcancelthispolicyifthe <br />intheactivitiesorpropertyofthe <br />firstNamedInsuredhasacceptedanewor <br />commercialorindustrialenterprise, <br />renewalpolicyissuedbytheCEAthat <br />whichresultsinamateriallyadded, <br />includesanearthquakepolicypremium <br />increasedorchangedrisk,unlessthe <br />surchargebutfailstopaytheearthquake <br />added,increasedorchangedriskis <br />policypremiumsurchargeauthorizedbythe <br />includedinthepolicy. <br />CEA. <br />b.Wewillmailordeliveradvancewritten <br />c.Wemaynotcancelsuchcoveragesolely <br />noticeofcancellation,statingthereasonfor <br />becausecorrosivesoilconditionsexiston <br />cancellation,tothefirstNamedInsured,at <br />thepremises.Thisrestriction(c.)applies <br />themailingaddressshowninthepolicy, <br />onlyifcoverageissubjecttooneofthe <br />andtotheproducerofrecord,atleast: <br />following,whichexcludelossordamage <br />(1)10daysbeforetheeffectivedateof <br />causedbyorresultingfromcorrosivesoil <br />cancellationifwecancelfor <br />conditions: <br />nonpaymentofpremiumordiscoveryof <br />(1)CommercialPropertyCoveragePart– <br />fraud;or <br />CausesOfLoss–SpecialForm;or <br />(2)30daysbeforetheeffectivedateof <br />(2)FarmCoveragePart–CausesOfLoss <br />cancellationifwecancelforanyother <br />Form–FarmProperty,ParagraphD. <br />reasonlistedinParagraph3.a. <br />CoveredCausesOfLoss–Special. <br />Page2of4©InsuranceServicesOffice,Inc.,2012IL02700912 <br /> <br />