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Attachment Code: D551366 Certificate ID: 15085893 C. The following is added and supersedes any provisions (1) to the contrary: Nonrenewal 2. Subject to the provisions of paragraphs C.2. and C.3. below, if we elect not to renew this policy, we will mail or deliver written notice stating the reason for nonrenewal, to the first Named Insured shown in the Declarations, and to the producer of record, at least 60 days, but not more than 120 days, before the expiration or anniversary date. We will mail or deliver our notice to the first Named Insured, and to the producer of record, at the mailing address shown in the policy. Residential Property This provision applies to coverage on real property used predominantly for residential purposes and consisting of not more than four dwelling units, and to coverage on tenant's household property contained in a residential unit, if such coverage is written under one of the following: Commercial Property Coverage Part The Commissioner of Insurance finds that the exposure of potential losses will threaten our solvency or place us in a hazardous condition. A hazardous condition includes, but is not limited to, a condition in which we make claims payments for losses resulting from an earthquake that occurred within the preceding two years and that required a reduction in policyholder surplus of at least 25% for payment of these claims; or (2) We have a. Lost or experience a substantial reduction in the availability or scope of reinsurance coverage; or b. Experienced a substantial increase in the premium charged for reinsurance coverage of our residential property insurance policies; and the Commissioner has approved a plan for the nonrenewals that is fair and equitable, and that is responsive to the changes in our reinsurance position. C. Farm Coverage Part — Farm Property — Farm d Dwellings, Appurtenant Structures And Household Personal Property Coverage Form a. We may elect not to renew such coverage for any reason, except as provided in b., c. and d. below: b. We will not refuse to renew such coverage solely because the first Named Insured has accepted an offer of earthquake coverage. However, the following applies only to insurers who are associate participating insurers as established by Cal. Ins. Code Section 10089.16. We may elect not to renew such coverage after the first Named Insured has accepted an offer of earthquake coverage, if one or more of the following reasons applies: (1) The nonrenewal is based on sound underwriting principles that relate to the coverages provided by this policy and that are consistent with the approved rating plan and related documents filed with the Department of Insurance as required by existing law: b. If the policy has been extended for 90 days or less, provided that notice has been given in accordance We will not refuse to renew such coverage solely because the first Named Insured has cancelled or did not renew a policy, issued by the California Earthquake Authority that included an earthquake policy premium surcharge. We did not refuse to renew such coverage solely because corrosive soil conditions exist on the premises. This restriction (d.) applies only if coverage is subject to one of the following, which exclude loss or damage caused by or resulting from corrosive soil conditions. I. Commercial Property Coverage Part — Causes Of Loss — Special Form; or ii. Farm Coverage Part — Causes Of Loss Form — Farm Property, Paragraph D. Covered Causes ofLoss- Special 3. We are not required to sent notice of nonrenewal in the following situations: a. If the transfer or renewal of a policy, without any changes in terms, conditions, or rates, is between us and a member of our insurance group. e. If the first Named Insured requests a change in the terms or conditions or risks covered by the policy IL 02 70 09 12 OO Insurance Services Office, Inc., 2012 :a iEwEsk vogwnmtDD8y. rsenEwEnanrrRov®sr Risk Management Malys[