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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ILLINOIS CHANGES This endorsement modifies insurance under the following: UMBRELLA LIABILITY PROVISIONS A. SECTION VI- CONDITIONS The Cancellation Condition is deleted and replaced by the following: 1. The first Named Insured shown in the Declarations may cancel this policy by mailing to us advance written notice of cancellation. 2. We may cancel this policy by mailing to you written notice stating the reason for cancellation. If we cancel: a. For nonpayment of premium, we will mail the notice at least 10 days prior to the effective date of cancellation. b. For a reason other than nonpayment of premium, we will mail the notice at least; (1) 30 days prior to the effective date of cancellation if the policy has been in effect for 60 days or less. (2) 60 days prior to the effective date of cancellation if the policy has been in effect for more than 60 days. 3. If this policy has been in effect for more than 60 days or is a renewal or continuation policy, we may cancel only for one or more of the following reasons, or as permitted by applicable Illinois law: a. Nonpayment of premium; b. The policy was obtained through a material misrepresentation; c. Any insured has violated any of the terms and conditions of the policy; d. The risk originally accepted has measurably increased; e. Certification to the Director of Insurance of the loss of reinsurance by the insurer that provided coverage to us for all or a substantial part of the underlying risk insured; or f. A determination by the Director of Insurance that the continuation of the policy could place us in violation of the insurance laws of this State. 4. We will mail our notice to you, at your last mailing address known to us. Proof of mailing will be sufficient proof of notice. 5. Notification of cancellation will also be sent to your broker, if known, or agent of record, if known. 6. Notice of cancellation will state the effective date of cancellation. The policy period will end on that date. 7. If this policy is cancelled, we will send the first Named Insured any premium refund due. If we cancel, the refund will be pro rata. If the first Named Insured cancels, the refund will be less than pro rata. The cancellation will be effective even if we have not offered a refund. B. SECTION VI- CONDITIONS The Nonrenewal Condition is deleted and replaced by the following: a. If we decide not to renew or continue this policy, we will mail you written notice, stating the reason for nonrenewal at least: (1) 60 days before the end of the policy period for all policies other than that described in a.(2); or (2) 30 days before the end of the policy period for all commercial excess and umbrella liability policies as defined in 215 ILL. COMP. STAT. 143.13.(h). The nonrenewal shall not become effective until at least 30 days from the proof of mailing date of the notice to you. b. Proof of mailing will be sufficient proof of notice. c. Notification of nonrenewal will also be sent to your broker, if known, or agent of record, if known. d. If we offer to renew or continue and you do not accept, this policy will terminate at the end of the current policy period. Failure to pay the required renewal or continuation premium when due shall mean that offer. Form SX 02 04 01 18 © 2018, The Hartford cF RAMmWmentDMsian REVIEWED & APPROVED BY: V"° --� Risk janagement Analyst