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EMPLOYMENT PRACTICES LIABILITY COVERAGE FORM
<br />THE
<br />HARTFORD
<br />the effective date of the first Employment Practices Liability Coverage Part issued and continuously renewed
<br />by us, or the same or substantially similar fact, circumstance, or situation underlying or alleged in such
<br />demand, suit, proceeding, or audit;
<br />4. in connection with any "claim" based upon, arising from, or in any way related to any fact, circumstance, or
<br />situation that, before the Effective Date in the Declarations, was the subject of any notice given under any
<br />other employment practices liability policy, management liability policy or other insurance policy which insures
<br />"wrongful acts" covered under this Coverage Part;
<br />5. in connection with any "claim" based upon, arising from, or in any way related to the liability of others
<br />assumed by an "insured" under any contract or agreement; provided, however, this exclusion shall not apply
<br />to liability that would have been incurred in the absence of such contract or agreement;
<br />6. for breach of any "independent contractor agreement"; or
<br />7. for a lockout, strike, picket line, hiring of replacement workers or similar action in connection with any labor
<br />dispute, labor negotiation or collective bargaining agreement.
<br />B. We shall not pay "loss" in connection with any "claim" based upon, arising from, or in any way related to:
<br />1. any claims for unpaid wages (including overtime pay), workers' compensation benefits, unemployment
<br />compensation, disability benefits, or social security benefits;
<br />2. any actual or alleged violation of the Worker Adjustment and Retraining Notification Act, the National Labor
<br />Relations Act, the Occupational Safety and Health Act, the Consolidated Omnibus Budget Reconciliation Act
<br />of 1985, "ERISA", or any similar law; or
<br />3. any "wage and hour Violation"
<br />Provided, however, that this exclusion B. shall not apply to that portion of "loss" that represents a specific amount
<br />the "insureds" become legally obligated to pay solely for a "wrongful act" of "retaliation".
<br />C. We shall not pay "loss" in connection with any "claim" based upon, arising from, or in any way related to liability
<br />incurred for breach of any oral, written, or implied employment contract; provided, however, that this exclusion
<br />shall not apply to liability that would have been incurred in the absence of such contract nor shall it apply to the
<br />portion of "loss" representing "claim expenses" incurred to defend against such liability.
<br />SECTION IV - DISCOVERY CLAUSE
<br />If, during the "policy period", the "insureds" become aware of a "wrongful act" that may reasonably be expected to
<br />give rise to a "claim", and, if written notice of such "wrongful act" is given to us during the "policy period", including the
<br />reasons for anticipating such a "claim", the nature and date of the "wrongful act", the identity of the "insureds"
<br />allegedly involved, the alleged injuries or damages sustained, the names of potential claimants, and the manner in
<br />which the "insureds" first became aware of the "wrongful act", then any "claim" subsequently arising from such
<br />"wrongful act" shall be deemed to be a "claim" first made during the "policy period" on the date that we receive the
<br />above notice.
<br />SECTION V - EXTENDED REPORTING PERIOD
<br />Subject to provisions A. through G. below, if this Coverage Part is canceled or non -renewed other than for non-
<br />payment of premium, you shall have the right to purchase an extended period to report "claims" under this Coverage
<br />Part for any "claim" first made during the period of time set forth in the Supplemental Extended Reporting Period
<br />Endorsement, and following the effective date of such cancellation or nonrenewal and reported in writing during such
<br />period or within sixty (60) days thereafter, but only with respect to any "wrongful act" which takes place prior to the
<br />effective date of such cancellation or nonrenewal.
<br />A. The Extended Reporting Period shall be effective only upon the payment of an additional premium. The additional
<br />premium will be 200% of the annual advance premium for this coverage. At the commencement of the Extended
<br />Reporting Period, the entire premium thereof shall be deemed fully earned and non-refundable.
<br />B. The quotation of a different premium or deductible or limit of liability for renewal is not a cancellation or refusal to
<br />renew for the purposes of this provision.
<br />eGF �D
<br />Form SL 55 02 10 18 ��/ 1°x REVIEWED & APPROVED BY.-
<br />© 2018, The Hartford
<br />(May include copyrighted material of Insurance Services Office, Inc., with its 1— -- P r skPjanagementAnalpt
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