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CNA CNA PARAMOUNT First Party Glossary of Defined Terms Contaminants or Pollutants Contaminants or pollutants mean any solid, liquid, gaseous or thermal irritant or contaminant, including smoke, vapor, soot, fumes, acids, alkalis, chemicals and waste. Waste includes materials to be recycled, reconditioned or reclaimed. Continuing Operating Expenses Continuing operating expenses means: A. the Named Insured's normal operating expenses including any reasonable and necessary payroll; plus B. charges that are the unsatisfied legal obligation of the Named Insured's tenants and for which the Named Insured is now obligated. Continuing operating expenses does not include extra expense, expediting expense or research and development project continuing expenses. Counterfeit Counterfeit means a written imitation of an actual valid original document that is intended to deceive and to be taken as the original document. Coverage Part Coverage part means the Business Property Coverage Part and Business Crime Coverage Part, as applicable. Coverage Territory Coverage territory means the United States of America, its territories or possessions, Canada, or Puerto Rico. Coverage territory does not include any waterborne shipment to or from Alaska, Puerto Rico, Hawaii or territories or possessions of the United States of America. Covered Equipment Covered equipment means any boiler, fired or unfired vessel, refrigerating or air conditioning system, piping and its accessory equipment, and any mechanical or electrical machine or apparatus used for the generation, transmission, or utilization of mechanical or electrical power. Covered Instruments Covered instruments means written checks, drafts, promissory notes or similar written promises, orders or directions to pay a sum certain in money, and also includes written instruments required in conjunction with any credit, debit or charge card issued to the Named Insured or to any employee for business purposes, or issued to any proprietor, partner, member or officer of the Named Insured for personal use. Covered Peril Covered peril means a fortuitous cause or event, not otherwise excluded, which occurs during this policy period. Covered peril does not include: 1. a fortuitous cause or event, whether or not excluded, which actually occurred prior to the policy period, regardless of the date on which it first becomes manifest or is first discovered; or 2. damage from unknown causes or events. CNA62641XX 10-15 Copyright CNA All Rights Reserved. HORaN RiskMmRgzmerdDivisian REVIEWED & APPROVED BY.- o z Risk Management Analyst