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CNA CNA PARAMOUNT First Party Terms and Conditions The Insurer will not be held to have waived any of its rights by any act relating to an appraisal. If there is an appraisal, the Insurer will still retain its right to deny the claim or challenge whether the damages from any loss are covered or otherwise excluded. The Named Insured may only make a written demand for appraisal if the Named Insured has fully complied with all provisions of this Policy. III. COMPLIANCE No one may make a claim under the Business Property Coverage Part unless: A. there has been full compliance with all of the provisions of the Business Property Coverage Part; and B. the claim for coverage is brought within 2 years and 1 day after the date on which the direct physical loss or damage occurred. IV. CONCEALMENT, MISREPRESENTATION AND FRAUD This entire Policy shall be void if, whether before or after a loss, the Named Insured or designated representative: A. has concealed or misrepresented any material fact or circumstance concerning: 1. this insurance or the subject thereof; 2. the interest of the Named Insured therein; or 3. any claim; or B. has falsely sworn to any such material fact or circumstance. V. CONTROL OF PROPERTY Any act or neglect by any person, other than a Named Insured designated representative, of any provision of these conditions or the Business Property Coverage Part, will not affect coverage. Breach of any condition of coverage at one or more locations or reported unspecified locations will not affect coverage at any other building where, at the time of loss or damage, the breach of condition did not exist. VI. DUTIES AFTER LOSS OR DAMAGE In the event of loss or damage, the Named Insured shall do the following: A. Take all necessary steps to protect the property from further loss or damage. B. Set aside the damaged insured property for examination by the Insurer as often as may be required and keep a record of its expenses necessary to protect insured property. C. As soon as practical, give written notice to the Insurer, or its designated representative, of the event giving rise to the loss or damage, including the date and time of such event, what occurred and the names and addresses of witnesses. D. Within 60 days after being requested by the Insurer, render to the Insurer a detailed, sworn proof of loss on a form provided by the Insurer; E. As often as may be reasonably required, exhibit to any person designated by the Insurer all that remains of any damaged or undamaged property and permit the Insurer to take samples of such property for inspection and analysis. F. Submit individually to examinations under oath at the Insurer's request and, if requ Insurer, make its designated representatives, including, but not limited to, public ad CNA62647XX 10-15 Copyright CNA All Rights Reserved. HORaN Risk MmRgzmerttDiAsian REVIEWED & APPROVED BY.- o z °I f PZ. VSA44a Risk Management Analyst