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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
<br />THE
<br />HARTFORD
<br />(4) We will not pay for direct physical loss or direct physical damage in any one occurrence unless the
<br />amount of direct physical loss or direct physical damage exceeds the Equipment Breakdown Deductible
<br />stated in the Declarations. We will then pay the amount of the direct physical loss or direct physical
<br />damage in excess of the Equipment Breakdown Deductible up to the applicable Limit of Insurance for
<br />Covered Property.
<br />B. The following changes are made to Section B., EXCLUSIONS:
<br />1. Exclusion 13.2.a., Electrical Apparatus, is deleted.
<br />2. Exclusion 13.2.d., Steam Apparatus, is deleted.
<br />3. Paragraph (6) of Exclusion 13.2.e., Other Types of Loss, is deleted.
<br />4. Paragraph 13.2.o., Electrical Disturbance, is deleted.
<br />C. The following changes are made to Section G., PROPERTY DEFINITIONS:
<br />1. The following definition is added:
<br />"Equipment breakdown accident" means a fortuitous event that causes direct physical loss or direct physical
<br />damage to "equipment breakdown property". The event must be one of the following:
<br />a. Mechanical breakdown, including rupture or bursting caused by centrifugal force.
<br />b. Artificially generated electrical, magnetic or electromagnetic energy, including electric arcing, that damages,
<br />disturbs or otherwise interferes with any electrical or electronic wire, device, appliance or network.
<br />c. Explosion of steam boilers, steam piping, steam engines or steam turbines owned or leased by you, or
<br />operated under your control.
<br />d. Physical loss or physical damage to steam boilers, steam pipes, steam engines or steam turbines
<br />caused by or resulting from any condition or event inside such boilers or equipment.
<br />e. Physical loss or physical damage to hot water boilers or other water heating equipment caused by or resulting
<br />from any condition or event inside such boilers or equipment.
<br />2. The following definition is added:
<br />"Equipment breakdown property" means Covered Property which, during normal usage, operates under vacuum
<br />or pressure, other than the weight of contents, or that generates, transmits or utilizes energy.
<br />The following is not "equipment breakdown property":
<br />a. Any structure, foundation, cabinet, compartment or air supported structure or building;
<br />b. Any insulating or refractory material;
<br />c. Any sewer piping, any underground vessels or piping, any piping forming a part of a sprinkler system, water
<br />piping other than boiler feedwater piping, boiler condensate return piping, or water piping forming a part of a
<br />refrigerating or air conditioning system;
<br />d. Any dragline, excavation or construction equipment;
<br />e. Any vehicle or any equipment mounted on a vehicle. As used here, vehicle means any machine or apparatus
<br />that is used for transportation or moves under its own power. Vehicle includes, but is not limited to: car, truck,
<br />bus, trailer, train, aircraft, watercraft, forklift, bulldozer, tractor or harvester. However, any property that is
<br />stationary, permanently installed at a "scheduled premises" and that receives electrical power from an
<br />external power source will not be considered a vehicle; or
<br />f. Any equipment manufactured by you for sale.
<br />3. The following definition is added:
<br />"Hazardous substance" means any substance that is hazardous to health or has been declared to be hazardous
<br />to heath by a governmental agency.
<br />4. The following definition is added:
<br />"Perishable goods" means personal property:
<br />a. Maintained under controlled temperature or humidity conditions for preservation; and
<br />b. Susceptible to loss or damage if the controlled temperature or humidity conditions w RAMwagementDMsian
<br />Form SP 30 02 10 18 J_% F,oq REVIEWED & APPROVED BY:
<br />© 2018, The Hartford I "°
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<br />(May include copyrighted material of Insurance Services Office, Inc., with its - -- P r skPjanagementAnalpt
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