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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. THE HARTFORD FORGERY COVERAGE (INCLUDING CREDIT CARDS, CURRENCY AND MONEY ORDERS) This endorsement modifies insurance provided under the following: SPECIAL PROPERTY COVERAGE FORM Except as otherwise stated in this endorsement, the terms and conditions of the Policy apply. A. The following is added to Paragraph A.6., Coverage Extensions: Forgery (1) We will pay for loss resulting directly from forgery or alteration of any check, draft, promissory note, bill of exchange or similar written promise of payment in "money" that you or your agent has issued, or that was issued by someone who impersonates you or your agent. This includes written instruments required in conjunction with any credit, debit, or charge card issued to you or any "employee" for business purposes. (2) If you are sued for refusing to pay the check, draft, promissory note, bill of exchange or similar written promise of payment in "money" on the basis that it has been forged or altered, and you have our written consent to defend against the "suit", we will pay for any reasonable legal expenses that you incur and pay in that defense. (3) We will pay for loss resulting directly from your having accepted in good faith, in exchange for merchandise, "money" or services: (a) Money orders, including counterfeit money orders, issued by any post office, express company or bank that are not paid upon presentation; and (b) "Counterfeit money" that is acquired during the regular course of business. (4) For the purpose of this Coverage Extension, check includes a substitute check as defined in the Check Clearing for the 21 sl Century Act and will be treated the same as the original it replaced. (5) We will treat mechanically reproduced facsimile signatures the same as handwritten signatures. (6) You must include with your proof of loss any instrument involved in that loss, or, if that is not possible, an affidavit setting forth the amount and cause of loss. (7) With respect to this Coverage Extension only, Paragraphs F.5.b.(1) through F.5.b.(3) are deleted and replaced with the following: Anywhere in the world. (8) All loss: (a) Caused by one or more persons; or (b) Involving a single act or series of related acts; is considered one occurrence. (9) Additional Conditions: (a) Discovery Period for Loss We will pay only for covered loss discovered no later than one year from the end of the policy period. Discovery of loss occurs when you first become aware of facts which would cause a reasonable person to assume that a loss covered by this Coverage Part has been, or may be incurred even though the exact amount or the details of the loss may not then be known. Discovery also occurs when you receive notice of an actual or potential claim against you alleging facts, which if true, would be a covered loss under this Coverage Part. (b) Non -Cumulation of Limit of Insurance Regardless of the number of years this Coverage Part remains in force or th no Limit of Insurance cumulates from year to year or period to period. Form SP 30 16 12 19 © 2019, The Hartford (May include copyrighted material of Insurance Services Office, Inc., with its cF RA ManWmad DMsian ke7 1'x REVIEWED & APPROVED BY.- 1,,; "° wd --� Risk janagement Analyst