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Last modified
8/26/2021 11:38:02 AM
Creation date
2/22/2021 3:04:35 PM
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Contracts
Company Name
BIBLIOLABS, LLC
Contract #
N-2021-031
Agency
Parks, Recreation, & Community Services
Expiration Date
2/14/2022
Insurance Exp Date
4/16/2022
Destruction Year
2027
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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />THE <br />HARTFORD <br />"identity theft" will be subject to the "policy year' limit applicable to the policy period when the "identity <br />theft" was first discovered. <br />(i) Legal costs as provided under Paragraph d. of the definition of "identity recovery expenses" are <br />part of, and not in addition to, the Limit of Insurance for this Coverage Extension. <br />(ii) Lost Wages and Child and Elder Care Expenses as provided under Paragraphs e. and f. of the <br />definition of "identity recovery expenses" are jointly subject to a sublimit of $250 per day, not to <br />exceed $5,000 total (unless a different sublimit is displayed in the Declarations). This sublimit is <br />part of, and not in addition to, the Limit of Insurance for this Coverage Extension. Coverage is <br />limited to lost wages and expenses incurred within 12 months after the first discovery of the <br />"identity theft" by the "identity recovery insured". <br />(iii) Mental Health Counseling as provided under Paragraph g. of the definition of "identity recovery <br />expenses" is subject the Mental Health sublimit shown in the Declarations. This sublimit is part of, <br />and not in addition to, the Limit of Insurance for this Coverage. Coverage Extension is limited to <br />counseling that takes place within 12 months after the first discovery of the "identity theft" by the <br />"identity recovery insured". <br />(b) Case Management Service is available as needed for any one "identity theft" for up to 12 consecutive <br />months from the inception of the service. Expenses we incur to provide Case Management Service <br />are part of, and not in addition to, the Limit of Insurance for this Coverage Extension. <br />(5) Deductible <br />(a) No deductible applies to the Case Management Service coverage. <br />(b) All other coverage provided under this Coverage Extension is subject to the Deductible shown in the <br />Declarations for this Coverage Extension. Any one "identity recovery insured" shall be responsible for <br />only one Deductible under this Coverage Extension during any one "policy year". <br />(6) Additional Conditions <br />(a) Assistance and Claims <br />(i) For assistance, the "identity recovery insured" should call the Identity Recovery Help Line at 1- <br />866-989-2905. <br />The Identity Recovery Help Line can provide the "identity recovery insured" with: <br />(aa)Information and advice for how to respond to a possible "identity theft"; and <br />(bb)lnstructions for how to submit a service request for Case Management Service and/or a claim <br />form for Expense Reimbursement Coverage. <br />(ii) In some cases, we may provide Case Management services at our expense to an "identity <br />recovery insured" prior to a determination that a covered "identify theft" has occurred. Our <br />provision of such services is not an admission of liability under the Coverage Part. We reserve <br />the right to deny further coverage or service if, after investigation, we determine that a covered <br />"identify theft" has not occurred. <br />(iii) As respects Expense Reimbursement Coverage, the "identity recovery insured" must send to us, <br />within 60 days after our request, receipts, bills or other records that support his or her claim for <br />"identity recovery expenses." <br />(b) Discovery Period for Loss <br />We will pay only for covered loss discovered no later than one year from the end of the policy period. <br />Discovery of loss occurs when you first become aware of facts which would cause a reasonable <br />person to assume that a loss covered by this Coverage Part has been, or may be incurred even <br />though the exact amount or the details of the loss may not then be known. <br />Discovery also occurs when you receive notice of an actual or potential claim against you alleging <br />facts, which if true, would be a covered loss under this Coverage Part. <br />(c) Non -Cumulation of Limit of Insurance <br />eGF �D <br />Form SP 30 22 10 18 ��/ 1°x REVIEWED & APPROVED BY.- <br />© 2018, The Hartford <br />(May include copyrighted material of Insurance Services Office, Inc., with its 1— -- P r skPjanagementAnalpt <br />
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