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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />THE <br />HARTFORD <br />g. Mental Health Counseling <br />Actual costs for counseling from a licensed mental health professional. Such care must be provided by a <br />professional care provider who is not a relative of the "identity recovery insured". <br />3. The following definition is added: <br />"Identity recovery insured" means the following: <br />a. A full time "employee" of the entity insured under this Coverage Part; or <br />b. The owner of the entity insured under this Coverage Part who meets any of the following criteria: <br />(1) A sole proprietor of the insured entity; <br />(2) A partner in the insured entity; or <br />(3) An individual having an ownership position of 20% or more of the insured entity. <br />An "identity recovery insured" must always be an individual person. The entity insured under this Coverage <br />Part is not an "identity recovery insured." <br />4. The following definition is added: <br />"Identity theft" means the fraudulent use of the social security number or other method of identifying an <br />"identity recovery insured." This includes fraudulently using the personal identity of an "identity recovery <br />insured" to establish credit accounts, secure loans, enter into contracts or commit crimes. <br />"Identity theft" does not include the fraudulent use of a business name, d/b/a or any other method of <br />identifying a business activity. <br />5. The following definition is added: <br />"Policy year" means the period of time that: <br />a. Begins with the inception or anniversary date of this Coverage Part; and <br />b. Ends at the expiration or at the next anniversary date of this Coverage Part. <br />eGF �D <br />Form SP 30 22 10 18 ��/ 1°x REVIEWED & APPROVED BY.- <br />© 2018, The Hartford <br />(May include copyrighted material of Insurance Services Office, Inc., with its 1— --WR r skPjanagementAnalpt <br />