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(2) Cherry pickers and similar devices
<br />mounted on automobile or truck chassis
<br />and used to raise or lower workers; and
<br />(3) Air compressors, pumps and generators,
<br />including spraying, welding, building
<br />cleaning, geophysical exploration, lighting
<br />and well servicing equipment.
<br />However, "mobile equipment" does not include
<br />any land vehicle that is subject to a compulsory
<br />or financial responsibility law or other motor
<br />vehicle insurance law where it is licensed or
<br />principally garaged. Land vehicles subject to a
<br />compulsory or financial responsibility law or other
<br />motor vehicle insurance law are considered
<br />"autos".
<br />16."Occurrence" means an accident, including
<br />continuous or repeated exposure to substantially
<br />the same general harmful conditions.
<br />17."Personal and advertising injury" means
<br />injury, including consequential "bodily injury",
<br />arising out of one or more of the following
<br />offenses:
<br />a. False arrest, detention or imprisonment;
<br />b. Malicious prosecution;
<br />c. The wrongful eviction from, wrongful entry
<br />into, or invasion of the right of private
<br />occupancy of a room, dwelling or premises
<br />that a person or organization occupies,
<br />committed by or on behalf of its owner,
<br />landlord or lessor;
<br />d. Oral, written or electronic publication, in any
<br />manner, of material that slanders or libels a
<br />person or organization or disparages a
<br />person's or organization's goods, products or
<br />services;
<br />e. Oral, written or electronic publication, in any
<br />manner, of material that violates a person's
<br />right of privacy;
<br />f. Copying, in your "advertisement", a person's
<br />or organization's "advertising idea" or style of
<br />"advertisement"; or
<br />g. Infringement of copyright, slogan, or title of
<br />any literary or artistic work, in your
<br />"advertisement".
<br />18."Pollutants" mean any solid, liquid, gaseous or
<br />thermal irritant or contaminant, including smoke,
<br />vapor, soot, fumes, acids, alkalis, chemicals and
<br />waste. Waste includes materials to be recycled,
<br />reconditioned or reclaimed.
<br />19."Products-completed operations hazard":
<br />a. Includes all "bodily injury" and "property
<br />damage" occurring away from premises you
<br />own or rent and arising out of "your product"
<br />or "your work" except:
<br />(1) Products that are still in your physical
<br />possession; or
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<br />(2) Work that has not yet been completed or
<br />abandoned. However, "your work" will be
<br />deemed completed at the earliest of the
<br />following times:
<br />(a) When all of the work called for in your
<br />contract has been completed.
<br />(b) When all of the work to be done at the
<br />job site has been completed if your
<br />contract calls for work at more than
<br />one job site.
<br />(c) When that part of the work done at a
<br />job site has been put to its intended
<br />use by any person or organization
<br />other than another contractor or
<br />subcontractor working on the same
<br />project.
<br />Work that may need service,
<br />maintenance, correction, repair or
<br />replacement, but which is otherwise
<br />complete, will be treated as completed.
<br />b. Does not include "bodily injury" or "property
<br />damage" arising out of:
<br />(1) The transportation of property, unless the
<br />injury or damage arises out of a condition
<br />in or on a vehicle not owned or operated
<br />by you, and that condition was created by
<br />the "loading or unloading" of that vehicle
<br />by any insured;
<br />(2) The existence of tools, uninstalled
<br />equipment or abandoned or unused
<br />materials; or
<br />(3) Products or operations for which the
<br />classification, listed in the Declarations or
<br />in a policy Schedule, states that products -
<br />completed operations are subject to the
<br />General Aggregate Limit.
<br />20."Property damage" means:
<br />a. Physical injury to tangible property, including
<br />all resulting loss of use of that property. All
<br />such loss of use shall be deemed to occur at
<br />the time of the physical injury that caused it;
<br />or
<br />b. Loss of use of tangible property that is not
<br />physically injured. All such loss of use shall
<br />be deemed to occur at the time of the
<br />"occurrence" that caused it.
<br />As used in this definition, computerized or
<br />electronically stored data, programs or software
<br />are not tangible property. Electronic data means
<br />information, facts or programs:
<br />a. Stored as or on;
<br />b. Created or used on; or
<br />c. Transmitted to or from;
<br />computer software, in
<br />applications software, ha ,.s^ Rda""°u"
<br />i REVIEWED 6 APPROVED BY.
<br />8I,
<br />Risk Management Analyst
<br />
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