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74996569 <br />(1) with respect to the operation, <br />maintenance or use of a covered <br />"auto"; and <br />(2) for "bodily Injury" or "property damage" <br />caused by an "accident" which takes <br />place after: <br />(a) You executed the "insured <br />contract" or written agreement; or <br />(b) The permit has been Issued to <br />YOU. <br />3. FELLOW EMPLOYEE COVERAGE <br />EXCLUSION B.S. - FELLOW EMPLOYEE-- of <br />SECTION II — LIABILITY COVERAGE does not apply. <br />4. PHYSICAL DAMAGE — ADDITIONAL TEMPORARY <br />TRANSPORTATION EXPENSE COVERAGE <br />Paragraph A.4,a. — TRANSPORTATION EXPENSES <br />— of SECTION III PHYSICAL DAMAGE <br />COVERAGE Is amended to provide a limit of $60 per <br />day for temporary transportation expense, subject to a <br />maximum limit of $1,000. <br />6. AUTO LOANILEASE GAP COVERAGE <br />Paragraph A. 4. - COVERAGE EXTENSIONS - of <br />SECTION IiI — PHYSICAL DAMAGE COVERAGE is <br />amended to add the following: <br />a, Unpaid Loan or Lease Amounts <br />In the event of a total "lass" to a covered "auto", we will <br />pay any unpaid amount due on the loan or lease for a <br />covered "'auto" minus: <br />1. The amount paid under the Physical Damage <br />Coverage Section of the policy; and <br />2. Any: <br />a. Overdue loanilease payments at the time of <br />the "loss% <br />b, Financial penalties imposed under a lease for <br />excessive use, abnormal wear and tear or <br />high mileage; <br />c, Security deposits not returned by the lessor: <br />d. Costs for extended warranties, Credit Life <br />Insurance, Health, Accident or Disability <br />Insurance purchased with the ban or lease; <br />and <br />a. Carry-over balances from previous loans or <br />leases, <br />We will pay for any unpaid amount due on the loan or <br />lease If caused by: <br />1. Other then Collision Coverage only 0 the <br />Declarations indicate that Comprehensive <br />Coverage is provided for any covered "auto"; <br />2. Specified Causes of Loss Coverage only If the <br />Declarations indicate that Specified Causes of <br />Loss Coverage is provided for any covered "auto <br />or <br />3. Collision Coverage only if the Declarations indicate <br />that Collision Coverage Is provided for any <br />covered "auto. <br />B. RENTAL AGENCY EXPENSE <br />Paragraph A; 4. — COVERAGE EXTENSIONS— of <br />SECTION III PHYSICAL DAMAGE COVERAGE <br />Is amended to add the following: <br />d. Rental Expense <br />We will pay the following expenses that you or <br />any of your "employees" are legally obligated <br />to pay because of a written contract or <br />agreement entered Into for use of a rental <br />vehicle in the conduct of your business: <br />MAXIMUM WE WILL PAY FOR ANY ONE <br />CONTRACT OR AGREEMENT: <br />1. $2,500 for loss of income incurred by the <br />rental agency during the period of time that <br />vehicle Is out of use because of actual <br />damage to, or "loss" of, that vehicle, including <br />Income lost due to absence of that vehicle for <br />use as a replacement; <br />2. $2600 for decrease in trade -In value of the <br />rental vehicle because of actual damage to <br />that vehicle arising out of a covered "loss"; and <br />3. $2,500 for administrative expenses incurred <br />by the rental agency, as stated in the contract <br />or agreement, <br />4. $7,600 maximum total amount for paragraphs <br />1., 2. and 3, combined. <br />7. EXTRA EXPENSE — BROADENED COVERAGE <br />Paragraph AA,— COVERAGE EXTENSIONS — of <br />SECTION III — PHYSICAL DAMAGE COVERAGE <br />is amended to add the following: <br />e. Recovery Expense <br />We will pay for the expense of returning a <br />stolen covered "auto" to you, <br />8. AIRBAG COVERAGE <br />Paragraph 6.3,a. - EXCLUSIONS - of SECTION <br />III — PHYSICAL DAMAGE COVERAGE does not <br />apply to the accidental or unintended discharge of <br />an airbag. Coverage Is excess over any other <br />collectible insurance or warranty specifically <br />designed to provide this coverage. <br />9. AUDIO, VISUAL AND DATA ELECTRONIC <br />EQUIPMENT —BROADENED COVERAGE <br />Paragraph CA,b. — LIMIT OF INSURANCE - of <br />SECTION III - PHYSICAL DAMAGE is deleted <br />and replaced with the following: <br />b. $2,000 is the most we will pay for "loss" in any <br />one "accident" to all electronic equipment that <br />reproduces; receives or transmits audio, visual <br />or date signals which, at the time of "loss", Is: <br />(1) Permanently Installed in or upon the <br />covered "auto" In a housing, opening or <br />other location that is not normally used by <br />the "auto" manufacturer for the Installation <br />of such equipment; <br />(2) Removable from a permanently installed <br />housing unit as described in Paragraph <br />2. a, above or Is an Integral part of that <br />equipment; or <br />(3) An integral part of such equipment. <br />t0, GLASS REPAIR —WAIVER OF DEDUCTIBLE <br />Form:16-02-0292 (Rev, 11-16) page <br />"Includes copyrighted material of Insurance Services Office, Inc, with its pern <br />ma <br />$''' qy R EEWWED&A PRONVma <br />`�t `F, <br />Fa��c , e f VxtP.d' <br />` Risk Management Analyst <br />