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d. Pollutant Clean-up And Removal (5) Under this Additional Coverage, we will We will pay your expense to extract "poll- not pay for: utants" from land or water at the described (a) The enforcement of or compliance with premises if the discharge, dispersal, seepage, any ordinance or law which requires migration, release or escape of the demolition, repair, replacement, "pollutants" is caused by or results from a reconstruction, remodeling or Covered Cause of Loss that occurs during remediation of property due to the policy period. The expenses will be paid contamination by "pollutants"or due to only if they are reported to us in writing the presence, growth, proliferation, within 180 days of the date on which the spread or any activity of "fungus", wet Covered Cause of Loss occurs. or dry rot or bacteria; or This Additional Coverage does not apply to (b) Any costs associated with the costs to test for, monitor or assess the enforcement of or compliance with an existence, concentration or effects of ordinance or law which requires any "pollutants". But we will pay for testing insured or others to test for, monitor, which is performed in the course of extracting clean up, remove, contain, treat, the "pollutants" from the land or water. detoxifyor neutralize, or in anyway respond to, or assess the effects of The most we will pay under this Additional "pollutants", "fungus", wet or dry rot Coverage for each described premises is or bacteria. $10,000 for the sum of all covered expenses (6) The most we will pay under this Add itional arising out of Covered Causes of Loss Coverage, for each described building occurring during each separate 12-month insured under this Coverage Form, is period of this policy. $10,000 or 5% of the Limit of Insurance e. Increased Cost Of Construction applicable to that building, whichever is (1) This Additional Coverage applies only to less. If a damaged building is covered under buildings to which the Replacement Cost a blanket Limit of Insurance which applies Optional Coverage applies. to more than one building or item of property, then the most we will pay under (2) In the event of damage by a Covered this Additional Coverage, for that damaged Cause of Loss to a building that is Covered building, is the lesser of $10,000 or 5% Property, we will pay the increased costs times the value of the damaged building as incurred to comply with the minimum of the time of loss times the applicable standards of an ordinance or law in the Coinsurance percentage. course of repair, rebuilding or replacement of damaged parts of that property, subject The amount payable under this Additional to the limitations stated in e.(3) through Coverage is additional insurance. e.(9) of this Additional Coverage. (3) The ordinance or law referred to in e.(2) (7) With respect to this Additional Coverage: of this Additional Coverage is an ordinance or law that regulates the (a) We will not pay for the Increased Cost construction or repair of buildings or of Construction: establishes zoning or land use (i) Until the property is actually repaired requirements at the described premises or replaced at the same or another and is in force at the time of loss. premises; and (4) Under this Additional Coverage, we will (ii) Unless the repair or replacement is not pay any costs due to an ordinance or made as soon as reasonably possible law that: after the loss or damage, not to (a) You were required to comply with exceed two years. We may extend before the loss, even when the this period in writing during the two building was undamaged; and years. (b) You failed to comply with. CP 00 10 10 12 © Insurance Services Office,lnc., 2011 �oRaN } z RiskMmVmedDMsfan REVIEWED & APPROVED BY.- f R. V;&wd Risk Management Analyst