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(1) Immediately record the specifics of (b) The other insurance has a poli- the "claim" or "suit" and the date cy period which continues after received; and the Retroactive Date shown in (2) Notify us as soon as practicable. the Schedule of this insurance. You must see to it that we receive writ- (2) When this insurance is excess, we ten notice of the "claim" or "suit" as will have no duty to defend the in - soon as practicable. sured against any "suit" if any oth- er insurer has a duty to defend the c. You and any other involved insured insured against that "suit". If no must: other insurer defends, we will un- (1) Immediately send us copies of any dertake to do so, but we will be en - demands, notices, summonses or titled to the insured's rights against legal papers received in connection all those other insurers. with the "claim" or "suit"; (3) When this insurance is excess over (2) Authorize us to obtain records and other insurance, we will pay only other information; our share of the amount of the (3) Cooperate with us in the investiga- loss, if any, that exceeds the sum tion or settlement of the "claim" or of the total amount that all such defense against the "suit"; and other insurance would pay for the loss in absence of this insurance; (4) Assist us, upon our request, in the and the total of all deductible and enforcement of any right against self -insured amounts under all that any person or organization which other insurance. may be liable to the insured be- (4) We will share the remaining loss, if cause of an act, error or omission any, with any other insurance that to which this insurance may also In- is not described in this Excess In- apply- surance provision and was not d. No insured will, except at that insured's bought specifically to apply in ex - own cost, voluntarily make a payment, cess of the Limits of Insurance assume any obligation or incur any ex- shown in the Schedule of this en- pense without our consent. dorsement. 4. Other Insurance If other valid and collectible insurance is available to the insured for a loss we cover under this endorsement, our obligations are limited as follows: a. Primary Insurance This insurance is primary except when Paragraph b. below applies. If this in- surance is primary, our obligations are not affected unless any of the other in- surance is also primary. Then, we will share with all that other insurance by the method described in Paragraph c. below. b. Excess Insurance (1) This insurance is excess over any of the other insurance, whether pri- mary, excess, contingent or on any other basis that is effective prior to the beginning of the policy period shown in the Schedule of this in- surance and that applies to an act, error or omission on other than a claims -made basis, if: (a) No Retroactive Date is shown in the Schedule of this insurance; or c. Method Of Sharing If all of the other insurance permits contribution by equal shares, we will follow this method also. Under this ap- proach each insurer contributes equal amounts until it has paid its applicable limit of insurance or none of the loss remains, whichever comes first. If any of the other insurance does not permit contribution by equal shares, we will contribute by limits. Under this method, each insurer's share is based on the ratio of its applicable limits of in- surance to the total applicable limits of insurance of all insurers. F. For the purposes of the coverage provided by this endorsement, the following Extended Re- porting Period provisions are added, or, if this endorsement is attached to a claims -made Cov- erage Part, replaces any similar Section in that Coverage Part: EXTENDED REPORTING PERIOD 1. You will have the right to purchase an Ex- tended Reporting Period, as described be- low, if: a. This endorsemen newed; or Page 4 of 6 Copyright, ISO Properties, Inc., 2006 N_oaa r9 " } z a RAMwagzmertLDMaian REVIEWED & APPROVED BY.- P1. M44441 Risk Management Analyst