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b. Dishonest or criminal act (including theft) committed by: (1) You, any of your partners, employees (including temporary employees and leased workers), officers, directors, trustees, or authorized representatives; (2) A manager or a member if you are a limited liability company; or (3) Anyone else with an interest in the property, or their employees (including temporary employees and leased workers) or authorized representatives; whether acting alone or in collusion with each other or with any other party. This exclusion applies whether or not an act occurs during your normal hours of operation. This exclusion does not apply to acts of destruction by your employees (including temporary employees and leased workers) or authorized representatives; but theft by your employees (including temporary employees and leased workers) or authorized representatives is not covered. c. Processing or work upon the property. But if processing or work upon the property results in fire or explosion, we will pay for the direct loss or damage caused by that fire or explosion if the fire or explosion would be covered under this Coverage Form. d. Theft from any unattended vehicle unless at the time of theft its windows, doors and compartments were closed and locked and there are visible signs that the theft was the result of forced entry. But this exclusion does not apply to property in the custody of a carrier for hire. This Theft From Any Unattended Vehicle Exclusion applies unless otherwise indicated in the Declarations. e. Unexplained disappearance. f. Shortage found upon taking inventory. g. Artificially generated electrical, magnetic or electromagnetic energy that damages, disturbs, disrupts or otherwise interferes with any: (1) Electrical or electronic wire, device, appliance, system or network; or (2) Device, appliance, system or network utilizing cellular or satellite technology; creating a short circuit or other electric disturbance within an article covered under this Coverage Form. For the purpose of this exclusion, electrical, magnetic or electromagnetic energy includes, but is not limited to, electrical current, including arcing; electrical charge produced or conducted by a magnetic or electromagnetic field; pulse of electro- magnetic energy; electromagnetic waves or microwaves. But if artificially generated electrical, magnetic or electromagnetic energy, as described above, results in fire or explosion, we will pay for the direct loss or damage caused by that fire or explosion if the fire or explosion would be covered under this Coverage Form. This exclusion only applies to loss or damage to that article in which the disturbance occurs. h. Voluntary parting with any property by you or anyone entrusted with the property if induced to do so by any fraudulent scheme, trick, device or false pretense. L Unauthorized instructions to transfer property to any person or to any place. j. Neglect of an insured to use all reasonable means to save and preserve property from further damage at and after the time of loss. k. Theft by any person (except carriers for hire) to whom you entrust the property for any purpose, whether acting alone or in collusion with any other party. This exclusion applies whether or not an act occurs during your normal hours of operation. 3. We will not pay for loss or damage caused by or resulting from any of the following. But if loss or damage by a Covered Cause of Loss results, we will pay for the loss or damage caused by that Covered Cause of Loss. a. Wear and tear, depreciation. b. Any quality in the property that causes it to damage or destroy itself, hidden or latent defect,gradual deterioration. c. Mechanical breakdown, malfunction or failure to operate. d. Insects,vermin or rodents. e. Corrosion, rust, dampness, extremes of temperature. SIM0094 0414 Includes copyrighted material of the Insurance Service Office, �oRaN } z RAMwaganadDMsfan REVIEWED & APPROVED BY.- f R. V;d Risk Management Analyst