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COMMONPOLICYCONDITIONS <br />appointed,anyonehavingpropertemporary <br />a.Someoneinsuredbythisinsurance; <br />custodyofyourpropertywillhaveyourrightsand <br />b.Abusinessfirm: <br />dutiesbutonlywithrespecttothatproperty. <br />(1)Ownedorcontrolledbyyou;or <br />L.PremiumAudit <br />(2)Thatownsorcontrolsyou;or <br />a.Wewillcomputeallpremiumsforthispolicyin <br />c.Yourtenant. <br />accordancewithourrulesandrates. <br />Youmayalsoaccepttheusualbillsofladingor <br />b.ThepremiumamountshownintheDeclarations <br />shippingreceiptslimitingtheliabilityofcarriers. <br />isadepositpremiumonly.Atthecloseofeach <br />Thiswillnotrestrictyourinsurance.auditperiodwewillcomputetheearned <br />premiumforthatperiod.Anyadditional <br />K.TransferOfYourRightsAndDutiesUnderThis <br />premiumfoundtobedueasaresultofthe <br />Policy <br />auditaredueandpayableonnoticetothefirst <br />Yourrightsanddutiesunderthispolicymaynotbe <br />NamedInsured.Ifthedepositpremiumpaid <br />transferredwithoutourwrittenconsentexceptinthe <br />forthepolicytermisgreaterthantheearned <br />caseofdeathofanindividualNamedInsured. <br />premium,wewillreturntheexcesstothefirst <br />NamedInsured. <br />Ifyoudie,yourrightsanddutieswillbetransferred <br />toyourlegalrepresentativebutonlywhileacting <br />c.ThefirstNamedInsuredmustmaintainall <br />withinthescopeofdutiesasyourlegal <br />recordsrelatedtothecoverageprovidedbythis <br />representative.Untilyourlegalrepresentativeis <br />policyandnecessarytofinalizethepremium <br />audit,andsenduscopiesofthesameuponour <br />request. <br />OurPresidentandSecretaryhavesignedthispolicy.Whererequiredbylaw,theDeclarationspagehasalsobeen <br />countersignedbyourdulyauthorizedrepresentative. <br />KevinBarnett,Secretary <br /> <br />FormSS00051008Page3of3 <br /> <br />