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BUSINESSLIABILITYCOVERAGEFORM <br />(1) <br />IfmorethanonelimitofinsuranceunderthisImmediatelysenduscopiesofany <br />policyandanyendorsementsattachedtheretodemands,notices,summonsesor <br />appliestoanyclaimor"suit",themostwewillpaylegalpapersreceivedinconnection <br />underthispolicyandtheendorsementsisthewiththeclaimor"suit"; <br />singlehighestlimitofliabilityofallcoverages <br />(2) <br />Authorizeustoobtainrecordsand <br />applicabletosuchclaimor"suit".However,this <br />otherinformation; <br />paragraphdoesnotapplytotheMedicalExpenses <br />(3) <br />Cooperatewithusintheinvestigation, <br />3. <br />limitsetforthinParagraphabove. <br />settlementoftheclaimordefense <br />TheLimitsofInsuranceofthisCoveragePartapply <br />againstthe"suit";and <br />separatelytoeachconsecutiveannualperiodandto <br />(4) <br />Assistus,uponourrequest,inthe <br />anyremainingperiodoflessthan12months,starting <br />enforcementofanyrightagainstany <br />withthebeginningofthepolicyperiodshowninthe <br />personororganizationthatmaybe <br />Declarations,unlessthepolicyperiodisextended <br />liabletotheinsuredbecauseofinjury <br />afterissuanceforanadditionalperiodoflessthan12 <br />ordamagetowhichthisinsurance <br />months.Inthatcase,theadditionalperiodwillbe <br />mayalsoapply. <br />deemedpartofthelastprecedingperiodforpurposes <br />d.ObligationsAtTheInsured'sOwnCost <br />ofdeterminingtheLimitsofInsurance. <br />Noinsuredwill,exceptatthatinsured'sown <br />E.LIABILITYANDMEDICALEXPENSES <br />cost,voluntarilymakeapayment,assume <br />GENERALCONDITIONS <br />anyobligation,orincuranyexpense,other <br />thanforfirstaid,withoutourconsent. <br />1.Bankruptcy <br />e.AdditionalInsured'sOtherInsurance <br />Bankruptcyorinsolvencyoftheinsuredorof <br />theinsured'sestatewillnotrelieveusofour <br />Ifwecoveraclaimor"suit"underthis <br />obligationsunderthisCoveragePart. <br />CoveragePartthatmayalsobecovered <br />byotherinsuranceavailabletoan <br />2.DutiesInTheEventOfOccurrence, <br />additionalinsured,suchadditionalinsured <br />Offense,ClaimOrSuit <br />mustsubmitsuchclaimor"suit"tothe <br />a.NoticeOfOccurrenceOrOffense <br />otherinsurerfordefenseandindemnity. <br />Youoranyadditionalinsuredmustseeto <br />However,thisprovisiondoesnotapplyto <br />itthatwearenotifiedassoonas <br />theextentthatyouhaveagreedina <br />practicableofan"occurrence"oran <br />writtencontract,writtenagreementor <br />offensewhichmayresultinaclaim.To <br />permitthatthisinsuranceisprimaryand <br />theextentpossible,noticeshouldinclude: <br />non-contributorywiththeadditional <br />(1) <br />How,whenandwherethe"occurrence" <br />insured'sowninsurance. <br />oroffensetookplace; <br />f.KnowledgeOfAnOccurrence,Offense, <br />(2) <br />Thenamesandaddressesofany <br />ClaimOrSuit <br />injuredpersonsandwitnesses;and <br />a.b. <br />Paragraphsandapplytoyouorto <br />(3) <br />Thenatureandlocationofanyinjury <br />anyadditionalinsuredonlywhensuch <br />ordamagearisingoutofthe <br />"occurrence",offense,claimor"suit"is <br />"occurrence"oroffense. <br />knownto: <br />b.NoticeOfClaim <br />(1) <br />Youoranyadditionalinsuredthatis <br />anindividual; <br />Ifaclaimismadeor"suit"isbrought <br />againstanyinsured,youoranyadditional <br />(2) <br />Anypartner,ifyouoranadditional <br />insuredmust: <br />insuredisapartnership; <br />(1) <br />Immediatelyrecordthespecificsofthe <br />(3) <br />Anymanager,ifyouoranadditional <br />claimor"suit"andthedatereceived; <br />insuredisalimitedliabilitycompany; <br />and <br />(4) <br />Any"executiveofficer"orinsurance <br />(2) <br />Notifyusassoonaspracticable. <br />manager,ifyouoranadditional <br />insuredisacorporation; <br />Youoranyadditionalinsuredmustseeto <br />itthatwereceiveawrittennoticeofthe <br />(5) <br />Anytrustee,ifyouoranadditional <br />claimor"suit"assoonaspracticable. <br />insuredisatrust;or <br />c.AssistanceAndCooperationOfThe <br />(6) <br />Anyelectedorappointedofficial,ifyou <br />Insured <br />oranadditionalinsuredisapolitical <br />subdivisionorpublicentity. <br />Youandanyotherinvolvedinsuredmust: <br /> <br />FormSS00080405Page15of24 <br /> <br />