Laserfiche WebLink
fromthedatethestateofemergencyis <br />b.Wewillmailordeliveradvancewritten <br />declared,solelybecausethedwellingorother <br />noticeofcancellation,statingthereason <br />structureislocatedinanareainwhichawild <br />forcancellation,tothefirstNamedInsured, <br />firehasoccurred. <br />atthemailingaddressshowninthepolicy, <br />andtotheproducerofrecord,atleast: <br />However,wemaycancel: <br />(1)10daysbeforetheeffectivedateof <br />a.Whenyouhavenotpaidthe <br />cancellationifwecancelfor <br />premium,atanytimebyletting <br />nonpaymentofpremiumordiscovery <br />youknowatleast10daysbefore <br />offraud,or <br />thedatecancellationtakeseffect; <br />(2)30daysbeforetheeffectivedateof <br />b.Ifwillfulorgrosslynegligentacts <br />cancellationifwecancelforanyother <br />oromissionsbythenamed <br />reasonlistedinparagraph3.a. <br />insured,orhisorher <br />representatives,arediscovered <br />B.Thefollowingprovisionisaddedtothe <br />thatmateriallyincreaseanyofthe <br />CancellationCommonPolicyCondition: <br />risksinsuredagainst;or <br />7.ResidentialProperty <br />c.Iftherearephysicalchangesin <br />Thisprovisionappliestocoverageonreal <br />thepropertyinsuredagainst, <br />propertywhichisusedpredominantlyfor <br />beyondthecatastrophe-damaged <br />residentialpurposesandconsistingofnot <br />conditionofthestructuresand <br />morethanfourdwellingunits,andto <br />surfacelandscape,whichresultin <br />coverageontenants'householdpersonal <br />thepropertybecominguninsur- <br />propertyinaresidentialunit,ifsuch <br />able. <br />coverageiswrittenunderthispolicy: <br />C.Thefollowingisaddedandsupersedesany <br />a.Ifsuchcoveragehasbeenineffectfor <br />provisionstothecontrary: <br />60daysorless,andisnotarenewalof <br />coveragewepreviouslyissued,we <br />NONRENEWAL <br />maycancelthiscoverageforany <br />1.SubjecttotheprovisionsofparagraphsC.2. <br />reason,exceptasprovidedinb.andc. <br />andC.3.below,ifweelectnottorenewthis <br />below. <br />policy,wewillmailordeliverwrittennotice <br />b.Wemaynotcancelsolelybecausethe <br />statingthereasonfornonrenewaltothefirst <br />firstNamedInsuredhas: <br />NamedInsuredshownintheDeclarationsand <br />totheproducerofrecord,atleast60daysbut <br />(1)Acceptedanofferofearthquake <br />notmorethan120days,beforetheexpiration <br />coverage;or <br />oranniversarydate. <br />(2)Cancelledordidnotrenewapolicy <br />Wewillmailordeliverournoticetothefirst <br />issuedbytheCalifornia <br />NamedInsured,andtotheproducerofrecord, <br />EarthquakeAuthority(CEA)that <br />atthemailingaddressshowninthepolicy. <br />includedandearthquakepolicy <br />premiumsurcharge. <br />2.ResidentialProperty <br />However,weshallcancelthispolicyif <br />Thisprovisionappliestocoverageonreal <br />thefirstNamedInsuredhasaccepteda <br />propertyusedpredominantlyforresidential <br />neworrenewalpolicyissuedbythe <br />purposesandconsistingofnotmorethanfour <br />CEAthatincludesanearthquakepolicy <br />dwellingunits,andtocoverageontenants' <br />premiumsurchargebutfailstopaythe <br />householdpropertycontainedinaresidential <br />earthquakepolicypremiumsurcharge <br />unit,ifsuchcoverageiswrittenunderthis <br />authorizedbytheCEA. <br />policy. <br />c.Wemaynotcancelsuchcoverage <br />a.Wemayelectnottorenewsuchcoverage <br />solelybecausecorrosivesoil <br />foranyreason,exceptasprovidedinb.,c. <br />conditionsexistonthepremises.This <br />andd.below: <br />restriction(c.)appliesonlyifcoverage <br />b.Wewillnotrefusetorenewsuchcoverage <br />undertheSpecialPropertyCoverage <br />solelybecausethefirstNamedInsured <br />Form,whichexcludeslossordamage <br />hasacceptedanofferofearthquake <br />causedbyorresultingfromcorrosive <br />coverage. <br />soilconditions. <br />However,thefollowingappliesonlyto <br />IfastateofemergencyunderCalifornia <br />insurerswhoareassociatedparticipating <br />Lawisdeclaredandtheresidential <br />insurersasestablishedbyCal.Ins.Code <br />propertyislocatedinanyZIPCodewithin <br />Section10089.16.Wemayelectnotto <br />oradjacenttothefireperimeter,as <br />renewsuchcoverageafterthefirstNamed <br />determinedbyCaliforniaLaw,wemaynot <br />Insuredhasacceptedanofferof <br />cancelthispolicyforoneyear,beginning <br />earthquakecoverage,ifoneormoreofthe <br />followingreasonsapplies: <br /> <br />Page2of5FormSS01210220 <br /> <br />