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the program completion percentage calculation in determining the Student's financial obligation to the Institution. If any portion of your tuition was paid from the proceeds of a loan, the refund will be sent to the lender or to the agency that guaranteed the loan. Any amount in excess of the unpaid balance of the loan will be first used to repay any federal/state/private student financial aid program from which you received benefits, in proportion to the amount of the benefits received. Any remaining amount greater than $5.00 will be paid to you. If there is a balance due, you will be responsible for paying that amount. Financial Aid Office The Financial Aid Office is open to students during the hours posted on campus. Students are encouraged to call or visit the office if they have any questions or need assistance regarding their financial aid. The resources of the Financial Aid Office are available to all students. Financial Aid staff members assist students in determining individual eligibility for the various aid programs and in completing the necessary applications and paperwork. To receive federal financial assistance, students must maintain satisfactory academic progress toward completion of their program as outlined in the school catalog. The Financial Aid Office is responsible for monitoring each student's academic progress to ensure continued eligibility. Student Responsibilities Students must promptly return all required applications and paperwork to the Financial Aid Office. If the Financial Aid Office needs to see a student, the office will contact the student personally. It is the student's responsibility to see Financial Aid when notified. Each student who receives a student loan is required to complete entrance and exit counseling. The Financial Aid office will notify each student when these sessions are scheduled. If a student misses a session, it is the student's responsibility to contact the Financial Aid Office to reschedule a date. If a student obtains a loan to pay for an educational program, the student will be responsible for repaying the full amount of the loan plus interest, less the amount of any refund, and that, if the student has received federal student financial aid funds, the student is entitled to a refund of the moneys not paid from federal student financial aid program funds. Financial Aid Concorde Career College participates in the United States Department of Education's Federal Student Assistance programs. These programs are available for those who quality. Federal Pell Grant The Federal Pell Grant is a grant to students who qualify under the federal financial need guidelines. Application is made through the Free Application for Federal Student Aid (FAFSA). Federal Supplemental Educational Opportunity Grant (FSEOG) The FSEOG is a grant that the school awards to students based on financial need and the avallability of funds. Application is made through the Free Application for Federal Student Aid (FAFSA). Federal Subsidized and Unsubsidized Loans Subsidized and Unsubsidized Loans are low -interest loans made by the U.S. Department of Education. See Financial Aid for details. Federal Parent Loans for Undergraduate Students (PLUS) The Federal PLUS Loan is a low -interest -rate loan available for parents of dependent, undergraduate students enrolled at least half time. Applications are available online at httns,//studentaid.gov/. Default If you received a loan guaranteed by the federal or state government and you default on the loan, both of the following may occur: 1. The federal or state government or a loan guarantee agency may take action against you, including applying any income tax refund to which the person is entitled to reduce the balance owed on the loan. 2. You may not be eligible for any other federal student financial aid at another institution or other government assistance until the loan is repaid. Cal Grant A, B and C Programs The Cal Grant A, B, and C are grants the State of California awards to students based on financial need. For more information regarding the programs and application filing deadline, contact the Financial Aid Office or the California Student Aid Commission at www.csaaca.Qov or 888-224-7268. Alternative Financing For those students who qualify, alternative financing is available through several lenders. Cosigners may be necessary, depending on credit history. Other Aid Concorde Career College provides limited financing options to students who require funding beyond their federal eligibility. Veterans Administration Students Prior Credit Evaluation All official college transcripts need to be submitted for evaluation for prior credit by the 24'h week of school or by the end of the second term. Veterans Benefits and Transition Act of 2018 In accordance with Title 38 US Code 3679 subsection (e), this school adopts the following additional provisions for any students using U.S. Department of Veterans Affairs (VA) Post 9/11 G.I. Bill' (Ch. 33) or Veteran Readiness and Employment (Ch. 31) benefits, while payment to the institution is pending from the VA. This school will not: • Prevent the student's enrollment; • Assess a late penalty fee to the student; • Require the student to secure alternative or additional funding; • Deny the student access to any resources(access to classes, libraries, or other institutional facilities) available to other students who have satisfied their tuition and fee bills to the institution. However, to qualify for this provision, such students may be required to: 2020-2021 Garden Grove Catalog I Publication Date: November 30, 2020 1 Effective July 1, 2020 through June 30, 2021 27