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(a) Employment by the insured; or
<br />(b) Performing duties related to the
<br />conduct of the insured's business; or
<br />(2) The spouse, child, parent, brother or sister
<br />of that "employee" as a consequence of
<br />Paragraph (1) above.
<br />This exclusion applies:
<br />(1) Whether the insured may be liable as an
<br />employer or in any other capacity; and
<br />(2) To any obligation to share damages with
<br />or repay someone else who must pay
<br />damages because of the injury.
<br />This exclusion does not apply to liability
<br />assumed by the insured under an "insured
<br />contract".
<br />f. Pollution
<br />(1) "Bodily injury" or "property damage"
<br />arising out of the actual, alleged or
<br />threatened discharge, dispersal, seepage,
<br />migration, release or escape of
<br />"pollutants":
<br />(a) At or from any premises, site or
<br />location which is or was at any time
<br />owned or occupied by, or rented or
<br />loaned to, any insured. However, this
<br />subparagraph does not apply to:
<br />(i) "Bodily injury" if sustained within a
<br />building and caused by smoke,
<br />fumes, vapor or soot produced by
<br />or originating from equipment that
<br />is used to heat, cool or dehumidify
<br />the building, or equipment that is
<br />used to heat water for personal
<br />use, by the building's occupants or
<br />their guests;
<br />(i i) "Bodily injury" or "property damage"
<br />for which you may be held liable, if
<br />you are a contractor and the owner
<br />or lessee of such premises, site or
<br />location has been added to your
<br />policy as an additional insured with
<br />respect to your ongoing operations
<br />performed for that additional
<br />insured at that premises, site or
<br />location and such premises, site or
<br />location is not and never was
<br />owned or occupied by, or rented or
<br />loaned to, any insured, other than
<br />that additional insured; or
<br />(iii) "Bodily injury" or "property damage"
<br />arising out of heat, smoke or fumes
<br />from a "hostile fire";
<br />(b) At or from any premises, site or
<br />location which is or was at any time
<br />used by or for any insured or others for
<br />HG 00 01 09 16
<br />the handling, storage, disposal,
<br />processing or treatment of waste;
<br />(c) Which are or were at any time
<br />transported, handled, stored, treated,
<br />disposed of, or processed as waste by
<br />or for:
<br />(i) Any insured; or
<br />(ii) Any person or organization for
<br />whom you may be legally
<br />responsible;
<br />(d) At or from any premises, site or
<br />location on which any insured or any
<br />contractors or subcontractors working
<br />directly or indirectly on any insured's
<br />behalf are performing operations if the
<br />"pollutants" are brought on or to the
<br />premises, site or location in connection
<br />with such operations by such insured,
<br />contractor or subcontractor. However,
<br />this subparagraph does not apply to:
<br />(i) "Bodily injury" or "property damage"
<br />arising out of the escape of fuels,
<br />lubricants or other operating fluids
<br />which are needed to perform the
<br />normal electrical, hydraulic or
<br />mechanical functions necessary for
<br />the operation of "mobile equipment"
<br />or its parts, if such fuels, lubricants
<br />or other operating fluids escape
<br />from a vehicle part designed to
<br />hold, store or receive them. This
<br />exception does not apply if the
<br />"bodily injury" or "property damage"
<br />arises out of the intentional
<br />discharge, dispersal or release of
<br />the fuels, lubricants or other
<br />operating fluids, or if such fuels,
<br />lubricants or other operating fluids
<br />are brought on or to the premises,
<br />site or location with the intent that
<br />they be discharged, dispersed or
<br />released as part of the operations
<br />being performed by such insured,
<br />contractor or subcontractor;
<br />(i i) "Bodily injury" or "property damage"
<br />sustained within a building and
<br />caused by the release of gases,
<br />fumes or vapors from materials
<br />brought into that building in
<br />connection with operations being
<br />performed by you or on your behalf
<br />by a contractor or subcontractor; or
<br />(iii) "Bodily injury" or "property damage"
<br />arising out of heat, smoke or fumes
<br />from a "hostile fire"; or
<br />(e) At or from
<br />location on w
<br />contractors or
<br />HORaN Risk Managanad Msian
<br />REVIEWED & APPROVED BY.-
<br />o r
<br />f R. Vj&wd
<br />Risk Management Analyst
<br />
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