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publicrelationsexpensesoranyotherloss,
<br />assesstheeffectsofan"asbestos
<br />costorexpenseincurredbyyouorothershazard";or
<br />arisingoutofthatwhichisdescribedin
<br />(c)Ariseoutofanyclaimorsuitfor
<br />Paragraph(1)or(2)above.
<br />damagesbecauseoftestingfor,
<br />However,unlessParagraph(1)above
<br />monitoring,cleaningup,removing,
<br />applies,thisexclusiondoesnotapplyto
<br />encapsulating,containing,treating,
<br />damagesbecauseof"bodilyinjuryÑ.
<br />detoxifyingorneutralizingorinany
<br />wayrespondingtoorassessingthe
<br />Asusedinthisexclusion,electronicdata
<br />effectsofan"asbestoshazard".
<br />meansinformation,factsorprogramsstored
<br />asoron,createdorusedon,ortransmittedto s.RecordingAndDistributionOfMaterialOr
<br />orfromcomputersoftware,includingsystems InformationInViolationOfLaw
<br />andapplicationssoftware,hardorfloppy
<br />"Bodilyinjury"or"propertydamage"arising
<br />disks,CD-ROMS,tapes,drives,cells,data
<br />directlyorindirectlyoutofanyactionor
<br />processingdevicesoranyothermediawhich
<br />omissionthatviolatesorisallegedtoviolate:
<br />areusedwithelectronicallycontrolled
<br />(1)TheTelephoneConsumerProtectionAct
<br />equipment.
<br />(TCPA),includinganyamendmentofor
<br />q.Employment-RelatedPractices
<br />additiontosuchlaw;
<br />"Bodilyinjury"to:
<br />(2)TheCAN-SPAMActof2003,including
<br />(1)Apersonarisingoutofany"employmentÎ
<br />anyamendmentoforadditiontosuchlaw;
<br />relatedpractices";or
<br />(3)TheFairCreditReportingAct(FCRA),and
<br />(2)Thespouse,child,parent,brotherorsister
<br />anyamendmentoforadditiontosuchlaw,
<br />ofthatpersonasaconsequenceof"bodilyincludingtheFairandAccurateCredit
<br />injury"tothatpersonatwhomanyTransactionAct(FACTA);or
<br />"employment-relatedpractices"are
<br />(4)Anyfederal,stateorlocalstatute,
<br />directed.
<br />ordinanceorregulation,otherthanthe
<br />Thisexclusionapplies:
<br />TCPAorCAN-SPAMActof2003orFCRA
<br />andtheiramendmentsandadditions,that
<br />(1)Whethertheinjury-causingevent
<br />addresses,prohibitsorlimitstheprinting,
<br />describedinthedefinitionof"employment-
<br />dissemination,disposal,collecting,
<br />relatedpractices"occursbefore
<br />recording,sending,transmitting,
<br />employment,duringemploymentorafter
<br />communicatingordistributionofmaterial
<br />employmentofthatperson;
<br />orinformation.
<br />(2)Whethertheinsuredmaybeliableasan
<br />DamageToPremisesRentedToYouÎ
<br />employerorinanyothercapacity;and
<br />ExceptionForDamageByFire,LightningOr
<br />(3)Toanyobligationtosharedamageswith
<br />Explosion
<br />orrepaysomeoneelsewhomustpay
<br />Exclusions c.through h.and j.through n.donot
<br />damagesbecauseoftheinjury.
<br />applytodamagebyfire,lightningorexplosionto
<br />r.Asbestos
<br />premiseswhilerentedtoyouortemporarily
<br />(1)"Bodilyinjury"or"propertydamage"
<br />occupiedbyyouwithpermissionoftheowner.A
<br />arisingoutofthe"asbestoshazard".
<br />separatelimitofinsuranceappliestothis
<br />coverageasdescribedinSection III ÎLimitsOf
<br />(2)Anydamages,judgments,settlements,
<br />Insurance.
<br />loss,costsorexpensesthat:
<br />COVERAGEBPERSONALANDADVERTISING
<br />(a)Maybeawardedorincurredbyreason
<br />INJURYLIABILITY
<br />ofanyclaimorsuitallegingactualor
<br />threatenedinjuryordamageofany
<br />InsuringAgreement
<br />1.
<br />natureorkindtopersonsorproperty
<br />a.Wewillpaythosesumsthattheinsured
<br />whichwouldnothaveoccurredin
<br />becomeslegallyobligatedtopayasdamages
<br />wholeorinpartbutforthe"asbestos
<br />becauseof"personalandadvertisinginjury"
<br />hazard";
<br />towhichthisinsuranceapplies.Wewillhave
<br />(b)Ariseoutofanyrequest,demand,
<br />therightanddutytodefendtheinsured
<br />orderorstatutoryorregulatory
<br />againstany"suit"seekingthosedamages.
<br />requirementthatanyinsuredorothers
<br />However,wewillhavenodutytodefendthe
<br />testfor,monitor,cleanup,remove,
<br />insuredagainstany"suit"seekingdamages
<br />encapsulate,contain,treat,detoxifyor
<br />for"personalandadvertisinginjury"towhich
<br />neutralizeorinanywayrespondtoor
<br />thisinsurancedoesnotapply.Wemay,atour
<br />
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