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informationoranyothertypeofnonpublic <br />u.Employment-RelatedPractices <br />information. <br />"Personalandadvertisinginjury"to: <br />Thisexclusionappliesevenifdamagesare <br />(1)Apersonarisingoutofany"employmentÎ <br />claimedfornotificationcosts,credit <br />relatedpractices";or <br />monitoringexpenses,forensicexpenses, <br />(2)Thespouse,child,parent,brotherorsister <br />publicrelationsexpensesoranyotherloss, <br />ofthatpersonasaconsequenceof <br />costorexpenseincurredbyyouorothers <br />"personalandadvertisinginjury"tothat <br />arisingoutofanyaccesstoordisclosureof <br />anyperson'sororganization'sconfidentialor <br />personatwhomany"employment-related <br />personalinformation. <br />practices"aredirected. <br />COVERAGECMEDICALPAYMENTS <br />Thisexclusionapplies: <br />1.InsuringAgreement <br />(1)Whethertheinjury-causingevent <br />describedinthedefinitionof"employment- <br />a.Wewillpaymedicalexpensesasdescribed <br />relatedpractices"occursbefore <br />belowfor"bodilyinjury"causedbyan <br />employment,duringemploymentorafter <br />accident: <br />employmentofthatperson; <br />(1)Onpremisesyouownorrent; <br />(2)Whethertheinsuredmaybeliableasan <br />(2)Onwaysnexttopremisesyouownor <br />employerorinanyothercapacity;and <br />rent;or <br />(3)Toanyobligationtosharedamageswith <br />(3)Becauseofyouroperations; <br />orrepaysomeoneelsewhomustpay <br />providedthat: <br />damagesbecauseoftheinjury. <br />(1)Theaccidenttakesplaceinthe"coverage <br />v.Asbestos <br />territory"andduringthepolicyperiod; <br />(1)"Personalandadvertisinginjury"arising <br />(2)Theexpensesareincurredandreported <br />outofthe"asbestoshazard". <br />touswithinthreeyearsofthedateofthe <br />(2)Anydamages,judgments,settlements, <br />accident;and <br />loss,costsorexpensesthat: <br />(3)Theinjuredpersonsubmitsto <br />(a)Maybeawardedorincurredbyreason <br />examination,atourexpense,by <br />ofanyclaimorsuitallegingactualor <br />physiciansofourchoiceasoftenaswe <br />threatenedinjuryordamageofany <br />reasonablyrequire. <br />natureorkindtopersonsorproperty <br />b.Wewillmakethesepaymentsregardlessof <br />whichwouldnothaveoccurredin <br />fault.Thesepaymentswillnotexceedthe <br />wholeorinpartbutforthe"asbestos <br />applicablelimitofinsurance.Wewillpay <br />hazard"; <br />reasonableexpensesfor: <br />(b)Ariseoutofanyrequest,demand, <br />(1)Firstaidadministeredatthetimeofan <br />orderorstatutoryorregulatory <br />accident; <br />requirementthatanyinsuredorothers <br />testfor,monitor,cleanup,remove, <br />(2)Necessarymedical,surgical,X-rayand <br />encapsulate,contain,treat,detoxifyor <br />dentalservices,includingprosthetic <br />neutralizeorinanywayrespondtoor <br />devices;and <br />assesstheeffectsofan"asbestos <br />(3)Necessaryambulance,hospital, <br />hazard";or <br />professionalnursingandfuneralservices. <br />(c)Ariseoutofanyclaimorsuitfor <br />2.Exclusions <br />damagesbecauseoftestingfor, <br />Wewillnotpayexpensesfor"bodilyinjury": <br />monitoring,cleaningup,removing, <br />encapsulating,containing,treating, <br />a.AnyInsured <br />detoxifyingorneutralizingorinany <br />Toanyinsured,except"volunteerworkers". <br />wayrespondingtoorassessingthe <br />b.HiredPerson <br />effectsofan"asbestoshazard". <br />Toapersonhiredtodoworkfororonbehalf <br />w.AccessOrDisclosureOfConfidentialOr <br />ofanyinsuredoratenantofanyinsured. <br />PersonalInformation <br />c.InjuryOnNormallyOccupiedPremises <br />"Personalandadvertisinginjury"arisingoutof <br />anyaccesstoordisclosureofanyperson'sor <br />Toapersoninjuredonthatpartofpremises <br />organization'sconfidentialorpersonal <br />youownorrentthatthepersonnormally <br />information,includingpatents,tradesecrets, <br />occupies. <br />processingmethods,customerlists,financial <br />d.WorkersCompensationAndSimilarLaws <br />information,creditcardinformation,health <br />Toaperson,whetherornotan"employee"of <br /> <br />HG00010916Page9of21 <br /> <br />