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Tait & Associates, Inc. <br />Tait Environmental Services, Inc. <br />COMMON POLICY CONDITIONS <br />All Coverage Parts included in this policy are subject to the following conditions: <br />A. Cancellation <br />1. The first Named Insured shown in the Decla- <br />rations may cancel this policy by mailing or <br />delivering to us advance written notice of <br />cancellation. <br />2. We may cancel this policy or any Coverage <br />Part by mailing or delivering to the first <br />Named Insured written notice of cancellation <br />at least: <br />a. 10 days before the effective date of can- <br />cellation if we cancel for nonpayment of <br />premium; or <br />b. 30 days before the effective date of can- <br />cellation if we cancel for any other rea- <br />son. <br />3. We will mail or deliver our notice to the first <br />Named Insured's last mailing address known <br />to us. <br />4. Notice of cancellation will state the effective <br />date of cancellation. If the policy is cancelled, <br />that date will become the end of the policy <br />period. If a Coverage Part is cancelled, that <br />date will become the end of the policy period <br />as respects that Coverage Part only. <br />5. if this policy or any Coverage Part is can- <br />celled, we will send the first Named Insured <br />any premium refund due. If we cancel, the re- <br />fund will be pro rata. If the first Named In- <br />sured cancels, the refund may be less than <br />pro rata. The cancellation will be effective <br />even if we have not made or offered a re- <br />fund. <br />6. If notice is mailed, proof of mailing will be <br />sufficient proof of notice. <br />during the policy period and up to three years <br />afterward. <br />D. Inspections And Surveys <br />1. We have the right to: <br />a. Make inspections and surveys at any <br />time; <br />b. Give you reports on the conditions we <br />find; and <br />c. Recommend changes. <br />2. We are not obligated to make any inspec- <br />tions, surveys, reports or recommendations <br />and any such actions we do undertake relate <br />only to insurability and the premiums to be <br />charged. We do not make safety inspections. <br />We do not undertake to perform the duty of <br />any person or organization to provide for the <br />health or safety of workers or the public. And <br />we do not warrant that conditions: <br />a. Are safe or healthful; or <br />b. Comply with laws, regulations, codes or <br />standards. <br />3. Paragraphs 1. and 2. of this condition apply <br />not only to us, but also to any rating, advi- <br />sory, rate service or similar organization <br />which makes insurance inspections, surveys, <br />reports or recommendations. <br />4. Paragraph 2. of this condition does not apply <br />to any inspections, surveys, reports or rec- <br />ommendations we may make relative to certi- <br />fication, under state or municipal statutes, or- <br />dinances or regulations, of boilers, pressure <br />vessels or elevators. <br />E. Premiums <br />B. Changes <br />1. The first Named Insured shown in the Decla- <br />This policy contains all the agreements between <br />rations: <br />you and us concerning the insurance afforded. <br />a. Is responsible for the payment of all pre - <br />The first Named Insured shown in the Declara- <br />miums; and <br />tions is authorized to make changes in the terms <br />b. Will be the payee for any return premi- <br />of this policy with our consent. This policy's terms <br />can be amended or waived only by endorsement <br />ums we pay. <br />issued by us as part of this policy. <br />2. We compute all premiums for this policy in <br />C. Examination Of Your Books And Records <br />accordance with our rules, rates, rating plans, <br />premiums and minimum premiums. The pre - <br />We may examine and audit your books and <br />mium shown in the Declarations was com- <br />records as they relate to this policy at any time <br />puted based on rates and rules in effect at <br />� REVIEWED&APPRovEDBY: <br />IL TO 01 01 07 (Rev. 06-09) Includes the copyrighted material of Insurance <br />Services Office, Inc. with its perm <br />�"�1 w- Risk Management Supervisor, <br />63540930 21-22 Auto/WC I Izabela Stachura 18/25/2021 9:11:48 AM (PDT) I Page 5 of 8 <br />