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(1)with respect to the operation, d.Rental Expense maintenance or use of a covered We will pay the following expenses that you or “auto”; and any of your “employees” are legally obligated (2)for “bodily injury” or “property damage” to pay because of a written contract or caused by an “accident” which takes agreement entered into for use of a rental place after: vehicle in the conduct of your business: (a)You executed the “insured MAXIMUM WE WILL PAY FOR ANY ONE contract” or written agreement; or CONTRACT OR AGREEMENT: (b)The permit has been issued to 1.$2,500 for loss of income incurred by the you. rental agency during the period of time that 3.FELLOW EMPLOYEE COVERAGE vehicle is out of use because of actual EXCLUSION B.5. - FELLOW EMPLOYEE – of damage to, or “loss” of, that vehicle, including SECTION II – LIABILITY COVERAGE does not apply. income lost due to absence of that vehicle for 4.PHYSICAL DAMAGE – ADDITIONAL TEMPORARY use as a replacement; TRANSPORTATION EXPENSE COVERAGE 2.$2,500 for decrease in trade-in value of the Paragraph A.4.a. – TRANSPORTATION EXPENSES rental vehicle because of actual damage to – of SECTION III – PHYSICAL DAMAGE that vehicle arising out of a covered “loss”; and COVERAGE is amended to provide a limit of $50 per 3.$2,500 for administrative expenses incurred day for temporary transportation expense, subject to a by the rental agency, as stated in the contract maximum limit of $1,000. or agreement. 5.AUTO LOAN/LEASE GAP COVERAGE 4. $7,500 maximum total amount for paragraphs Paragraph A. 4. – COVERAGE EXTENSIONS - of 1., 2. and 3. combined. SECTION III – PHYSICAL DAMAGE COVERAGE is 7.EXTRA EXPENSE – BROADENED COVERAGE amended to add the following: Paragraph A.4. – COVERAGE EXTENSIONS – of c.Unpaid Loan or Lease Amounts SECTION III – PHYSICAL DAMAGE COVERAGE In the event of a total “loss” to a covered “auto”, we will is amended to add the following: pay any unpaid amount due on the loan or lease for a e.Recovery Expense covered “auto” minus: We will pay for the expense of returning a 1.The amount paid under the Physical Damage stolen covered “auto” to you. Coverage Section of the policy; and 8. AIRBAG COVERAGE 2. Any: Paragraph B.3.a. - EXCLUSIONS – of SECTION a.Overdue loan/lease payments at the time of III – PHYSICAL DAMAGE COVERAGE does not the “loss”; apply to the accidental or unintended discharge of b.Financial penalties imposed under a lease for an airbag. Coverage is excess over any other excessive use, abnormal wear and tear or collectible insurance or warranty specifically high mileage; designed to provide this coverage. c.Security deposits not returned by the lessor: 9. AUDIO, VISUAL AND DATA ELECTRONIC d.Costs for extended warranties, Credit Life EQUIPMENT - BROADENED COVERAGE Insurance, Health, Accident or Disability Insurance purchased with the loan or lease; Paragraph C.1.b. – LIMIT OF INSURANCE - of and SECTION III - PHYSICAL DAMAGE is deleted e.Carry-over balances from previous loans or and replaced with the following: leases. b. $2,000 is the most we will pay for "loss" in any We will pay for any unpaid amount due on the loan or one "accident" to all electronic equipment that lease if caused by: reproduces, receives or transmits audio, visual 1.Other than Collision Coverage only if the or data signals which, at the time of "loss", is: Declarations indicate that Comprehensive (1) Permanently installed in or upon the Coverage is provided for any covered “auto”; covered "auto" in a housing, opening or 2. Specified Causes of Loss Coverage only if the other location that is not normally used by Declarations indicate that Specified Causes of the "auto" manufacturer for the installation Loss Coverage is provided for any covered “auto”; of such equipment; or (2) Removable from a permanently installed 3. Collision Coverage only if the Declarations indicate housing unit as described in Paragraph that Collision Coverage is provided for any 2.a. above or is an integral part of that covered “auto. equipment; or 6. RENTAL AGENCY EXPENSE (3) An integral part of such equipment. Paragraph A. 4. – COVERAGE EXTENSIONS – of SECTION III – PHYSICAL DAMAGE COVERAGE 10.GLASS REPAIR – WAIVER OF DEDUCTIBLE is amended to add the following: Form: 16-02-0292 (Rev. 11-16)Page 2 of 3 "Includes copyrighted material of Insurance Services Office, Inc. with its permission"